What the Movies Show Us about Pay Day Loans

By now most of you know us bloggers opinions on pay day loans and check cashing places.  But to be honest, I have never walked into an Ace Check Cashing location.  The closest I have been to a pay day loan place is in some of the movies I have seen recently.  Its funny though, each of these interpretations have something in common, which probably leads to my distrust of these types of institutions: Desperation.

Movie Examples

Lets look at my first movie example: Rounders.  This was an awesome flick with some of the best actors of our day in Matt Damon and Ed Norton.  There is a scene towards the end where Matt Damon has to go to a check cashing place in order to get the $10,000 he needs to play poker against the russian mobster played by John Malkovich.  Maybe Damon’s character has a bank, but at 10pm in the morning, when you need at least five-figures in cash, it’s the 24 hour check cashing places that you have to go to.

Another movie that brings us to a check cashing establishment: Catch Me If You Can.  Here Leonardo DiCaprio goes to several check cashing locations and passes off fake checks which he created so he could stay ahead of Tom Hanks’ police character.  Yeah, this is a scam, but if you are running from the police, and able to make fake payroll checks, by all means, go to town trying to cash them (just be prepared to reap the consequences).

A really bad flick (sorry to be a hater) that also shows a check cashing shop in all its glory is: Cut Off.  The smokin’ hot Amanda Brooks stars in this film where she is cut off from her wealthy family and decides to start knocking off check cashing establishments with her scumbag boyfriend to continue living her spendthrift lifestyle.  As you can imagine, this is a bad idea, especially if you acidentally shoot a security guard (not to give away any plot details).

What would make me use a check cashing service

As stated above, each example involves desperation.  When writing this article, I started to think, “what are the reasons I would find myself at a check cashing location or needing payday loans?”  I think for the most part my answers were all less than likely to ever occur.  Check em below:

  • Running from the mafia
  • Running from the feds
  • To settle a large gambling debt
  • To cash a check when out of town
  • To bail out a friend from jail
  • To hide my financial situation from a spouse

I will consider myself fortunate as I have good credit, I have credit cards that aren’t maxed, and I have an emergency fund.  However, I know, and I am sure you do as well, people that don’t have even ONE of those three things.  For them, check cashing locations are an attractive option to getting the necessary funds for their survival.

I think we’d be surprised.  A lot of people in this country do use check cashing establishments.  A lot of people don’t trust banks and a lot of people have no other options.  Personally, I wish it weren’t the case, but I understand that these places do serve a purpose in most communities.  Its those that go to them in times of desperation that are really putting themselves in danger.

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What the Movies Show Us about Pay Day Loans

By now most of you know us bloggers opinions on pay day loans and check cashing places.  But to be honest, I have never walked into an Ace Check Cashing location.  The closest I have been to a pay day loan place is in some of the movies I have seen recently.  Its funny though, each of these interpretations have something in common, which probably leads to my distrust of these types of institutions: Desperation.

Movie Examples

Lets look at my first movie example: Rounders.  This was an awesome flick with some of the best actors of our day in Matt Damon and Ed Norton.  There is a scene towards the end where Matt Damon has to go to a check cashing place in order to get the $10,000 he needs to play poker against the russian mobster played by John Malkovich.  Maybe Damon’s character has a bank, but at 10pm in the morning, when you need at least five-figures in cash, it’s the 24 hour check cashing places that you have to go to.

Another movie that brings us to a check cashing establishment: Catch Me If You Can.  Here Leonardo DiCaprio goes to several check cashing locations and passes off fake checks which he created so he could stay ahead of Tom Hanks’ police character.  Yeah, this is a scam, but if you are running from the police, and able to make fake payroll checks, by all means, go to town trying to cash them (just be prepared to reap the consequences).

A really bad flick (sorry to be a hater) that also shows a check cashing shop in all its glory is: Cut Off.  The smokin’ hot Amanda Brooks stars in this film where she is cut off from her wealthy family and decides to start knocking off check cashing establishments with her scumbag boyfriend to continue living her spendthrift lifestyle.  As you can imagine, this is a bad idea, especially if you acidentally shoot a security guard (not to give away any plot details).

What would make me use a check cashing service

As stated above, each example involves desperation.  When writing this article, I started to think, “what are the reasons I would find myself at a check cashing location or needing payday loans?”  I think for the most part my answers were all less than likely to ever occur.  Check em below:

  • Running from the mafia
  • Running from the feds
  • To settle a large gambling debt
  • To cash a check when out of town
  • To bail out a friend from jail
  • To hide my financial situation from a spouse

I will consider myself fortunate as I have good credit, I have credit cards that aren’t maxed, and I have an emergency fund.  However, I know, and I am sure you do as well, people that don’t have even ONE of those three things.  For them, check cashing locations are an attractive option to getting the necessary funds for their survival.

I think we’d be surprised.  A lot of people in this country do use check cashing establishments.  A lot of people don’t trust banks and a lot of people have no other options.  Personally, I wish it weren’t the case, but I understand that these places do serve a purpose in most communities.  Its those that go to them in times of desperation that are really putting themselves in danger.

3,938 Responses to What the Movies Show Us about Pay Day Loans
  1. Thanks for the good writeup. It in truth was once a entertainment account it.

  2. vintage clothing
    October 19, 2018 | 2:55 pm

    Thank you so much for giving everyone an extremely breathtaking chance to check tips from here. It is always so terrific and also packed with a great time for me personally and my office colleagues to search your site at the least thrice in one week to read the new issues you will have. Of course, I’m always happy with your mind-boggling tips and hints served by you. Certain two areas in this posting are easily the most impressive we have ever had.

  3. ikea assembly service
    October 20, 2018 | 2:29 am

    the time to study or stop by the material or internet sites we’ve linked to beneath the

  4. Esperorina
    October 20, 2018 | 3:02 am

    look here pill price online

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  5. Auto Insurance Delta
    October 20, 2018 | 6:30 am

    I loved your blog.Thanks Again. Fantastic.

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  1. Montana Fire Pit
  2. clock kits
  3. parenting classes for new parents
  4. best antique clock dials
  5. threshold jackson outdoor fire bowl
  6. sync clocks for hospitals
  7. gas fire pit burners
  8. DIY clock dials repair
  9. teenage life coaching
  10. patio fire pit
  11. Confident Parenting Coach
  12. gas fire pits outdoor
  13. parenting classes near me
  14. wireless clocks transmitter
  15. clock inserts suppliers
  16. parenting classes free
  17. Warming trends
  18. sync system clock
  19. warming trends crossfire burner reviews
  20. how to build your own clock
  21. metal clock dials
  22. parenting class
  23. fire pit ignition systems
  24. Confident Parent
  25. synchronized wireless time systems
  26. clock making replacement parts
  27. online parenting classes
  28. wireless products
  29. metal clock dials
  30. clock parts manufacturing
  31. clock building videos
  32. View More
Leave a Reply


Wanting to leave an <em>phasis on your comment?

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