The Ex, the Friend w/ Benefits, and the Long Term Relationship – My Credit Cards

Some people have had a rough go of it with their credit cards.  I feel bad for them as I have been so fortunate.  I know there are plenty of fish in the sea, and for some it takes them a dozen or so cards until they find  the one that they would even consider settling for.  For me, three cards and I was in love.  Even though I am a taken, one card man, I still have the ex and the friend with bennies in my life.  Below I tell you about each and why.

The Ex-Girlfriend

My Chase Visa is my ex that I just can’t shake.  She keeps popping up every six months and I am pissed that I ever got involved with her.  With a $1500 credit limit, no rewards, she serves absolutely no purpose in my life. But she was my first, so I have a special place in my heart for her.  I can’t totally let her go or my credit report will suffer, but if it wasn’t for that, I would totally de-friend her on facebook and never talk to her again.

The Friend with Benefits

Ya know, my friend with bennies is always there for me (American Express Blue).  However, she’s not what I want at all.  At first, I really dug her.  Her credit limit kept increasing making her more attractive (think nose job, boob job, etc.), but my interest started to fade once I realized she wasn’t the one.   Her rewards (benefits) got pretty stale, and she was sort of high maintenance (not accepted everywhere).   Then again, she is my friend and was with me through good times and bad (and that high credit limit really helps my credit score).  I couldn’t just drop her entirely.   Just being a respectful guy, I have to call her 16 digit number once a month.

The Long Term Relationship

Damn she is sexy.  My new Schwab Invest First Visa is the total package.  She’s got a mind, a body and she dotes on me constantly.  Listen here fellas, I get 2% cash back on all purchases with this one, but she knows it would likely get lost in my checking account and probably spent, so she slides it into my brokerage account for me, automatically.   It’s that kind of girl that I can really get used to.  She knows what I need, and does it without asking.  Furthermore, she loves to travel with her zero international fees (and damn J. wait til we are all on the beach together and you see her in a bikini!).  This one gets her number called all of the time.  I see her daily and am smitten each time I get to lay my eyes upon her.   I do my best to keep her happy, and so far, she has been more than capable of doing the same for me.  If ever there were “the one” she is it.

This post is an entry into Credit Card Chaser’s Love/Hate Credit Card competition.  Hope you enjoyed reading this Joel.
7 Responses to The Ex, the Friend w/ Benefits, and the Long Term Relationship – My Credit Cards
  1. J. Money
    December 15, 2009 | 7:39 am

    You trying to get me in trouble w/ the Mrs? You know that Schwab Card gets all our heads turning! I don’t know how you scored her, but you better man up and give that Card all the lovin’ and support it needs 😉

  2. Credit Card Chaser
    December 15, 2009 | 11:50 am

    Awesome job with this entry Brian! – Joel

  3. Brad
    December 15, 2009 | 10:39 pm

    Someone can despise credit cards and still love what you have done here Brian! Nice job my friend and I love the creativity! Very well done!

    I still say dump them all and I will introduce you to someone you can take home to momma. She’s SUPER SEXY to cuddle with, and would never let you down. She’s especially classy, but has been known to have a wild side! Best part is that once you get to know her you’ll never want another.

    hahahaha 😀

  4. Brad
    December 15, 2009 | 10:40 pm

    For those that do not know me, I am of course talking about cash baby! 😀

  5. FinanciallySmart
    December 17, 2009 | 7:46 pm

    Your ex cannot be that in reality now does it. She definitely as you in her corner.lol Now your relationship seems to be working very well for you so keep maintaining her so she will not disappoint you. Your article is very informative even with the little jest along the way.

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