Simple and Easy Ways to Make Super Savings on your Auto Insurance

Everyone wants to get the best possible deal when it comes to paying for their car insurance but the problem is knowing what to ask and what to look out for in order to get the best rates.

There are so many small details or aspects that could change your quote and also where you get your insurance from will also make a difference to the price you pay.

Here are some simple and easy ways to help you cut the cost of your auto insurance.

Shop around

If you have ever paid for something at first shop you see and then find it is cheaper somewhere else, that hurts.

It pays to shop around for most things and that is certainly the case when it comes to motor insurance where the difference between quotes can sometimes not just be a few dollars but quite often, a few hundred dollars, which is money that would better staying in your bank rather than needlessly giving it to someone else.

Comparisons sites can be a bit tiresome to use for some but it makes sound sense to type in your details and let the various search engines come up the best quotes in a quicker time than you could.

Think about bundling

An area of insurance that many people fail to take advantage of is bundling. Very often, your insurer may be able to offer a premium discount if you take out more than one policy with them.

Having your car and home insurance with the same insurance provider despite the fact that they are separate policies may well be a good route to extra savings, but be careful that you don’t end up paying too much for one of them in order to get what looks like a better deal on the other one.

Bundling is worth thinking about and if you don’t ask you don’t get, so it is always worth posing the question to see if your existing insurer is prepared to reward your loyalty with a discount.

Use a broker

There are several advantages to using a broker rather than trying to do all the work yourself.

Experts like BrokerLink have the knowledge and access to deals that may not be available anywhere else and they can do the research needed to find the best rates they can for you without having to always be biased towards one particular insurance company, which is important if you are trying to get the best deal.

It also makes sense to build a relationship with a broker as they can help you out and advise you if you have any problems or need to make a claim, so you get a more personal service than you would do if you bought your policy online.

Always ask about special discounts

Most insurers offer discounts even if some of them don’t like to advertise the fact. It is a competitive environment and they are competing for your business so many will try to entice you to take out your car insurance with them by offering some sort of discount.

An area that is also worth exploring is special discounts, which is where you get even more money off your renewal quote if you meet certain additional criteria or conditions.

Examples of where you might be able to get a further special discount include having VIN etching in automotive glass, the fact that you are an alumni of a local college or university, even having good grades can make a difference.

You can earn special discounts by taking a defensive driving class or fitted your car with an alarm system, so whatever you do that will enhance your personal profile or the security of the vehicle, make sure you mention it as you might get a special discount.

Check the deductibles

Deductibles are the amount that the insurance company will hold back from your insurance claim payout and you should always check the level of deductibles on your insurance quote as this is the easiest way that your insurer can make their price look more attractive.

The general line of thinking is that low premiums will mean that there is probably a high deductible involved and if you choose to lower the amount on request, then the premium will rise accordingly.

There is nothing wrong with a high deductible to get the premium down but only do it if you have the spare cash available to make up the difference if you have to make a claim.

There are savings to be had out there on your auto insurance, you just need to know what to ask and be sure to tell them if you think your circumstances or qualifications mean you might be entitled to an even better rate.

John Wilber is a retired insurance broker and grandfather of five. When he’s not visiting with his grandkids, he likes to write about what he learned in the insurance business in order to help others.

4,331 Responses to Simple and Easy Ways to Make Super Savings on your Auto Insurance
  1. infinity
    February 14, 2019 | 4:57 am

    I really like and appreciate your blog article.Thanks Again. Really Cool.

  2. Timmy Pulk
    February 14, 2019 | 5:22 am

    After a brief firefight that results in the hood of Highsmith’s car getting blown into the windshield, the two inadvertently crash into the side of a double decker bus.

  3. Merely wanna say that this is handy , Thanks for taking your time to write this.

  4. Normand Pinter
    February 14, 2019 | 5:54 am

    There are a handful of fascinating points in time here but I do not know if every one of them center to heart. There may be some validity but I am going to take hold opinion until I take a look at it further. Great article , thanks so we want far more! Added to FeedBurner too

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  6. Hildegarde Androlewicz
    February 14, 2019 | 9:30 am

    hmmm, mobile marketing is quite interesting, maybe there would be some more money making oppurtunities in it’

  7. Rosamaria Branco
    February 14, 2019 | 10:59 am

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  8. Jordan 11 win like 82
    February 14, 2019 | 11:03 am

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  12. Tobie Schonhardt
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  17. lawyer
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  18. dự án đông tăng long
    February 15, 2019 | 7:59 am

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  19. Sharice Narain
    February 15, 2019 | 7:59 am

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  22. Zachary Decandia
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  23. Sol Pinion
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  24. Jamaal Zomora
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  25. Kraig Dawe
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  29. Patria Mizee
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  30. Hanh Arrospide
    February 16, 2019 | 8:31 pm

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  31. Independent Book Publishing Company
    February 16, 2019 | 9:43 pm

    I loved your blog post.Really looking forward to read more. Awesome.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/simple-and-easy-ways-to-make-super-savings-on-your-auto-insurance/trackback/

Simple and Easy Ways to Make Super Savings on your Auto Insurance

Everyone wants to get the best possible deal when it comes to paying for their car insurance but the problem is knowing what to ask and what to look out for in order to get the best rates.

There are so many small details or aspects that could change your quote and also where you get your insurance from will also make a difference to the price you pay.

Here are some simple and easy ways to help you cut the cost of your auto insurance.

Shop around

If you have ever paid for something at first shop you see and then find it is cheaper somewhere else, that hurts.

It pays to shop around for most things and that is certainly the case when it comes to motor insurance where the difference between quotes can sometimes not just be a few dollars but quite often, a few hundred dollars, which is money that would better staying in your bank rather than needlessly giving it to someone else.

Comparisons sites can be a bit tiresome to use for some but it makes sound sense to type in your details and let the various search engines come up the best quotes in a quicker time than you could.

Think about bundling

An area of insurance that many people fail to take advantage of is bundling. Very often, your insurer may be able to offer a premium discount if you take out more than one policy with them.

Having your car and home insurance with the same insurance provider despite the fact that they are separate policies may well be a good route to extra savings, but be careful that you don’t end up paying too much for one of them in order to get what looks like a better deal on the other one.

Bundling is worth thinking about and if you don’t ask you don’t get, so it is always worth posing the question to see if your existing insurer is prepared to reward your loyalty with a discount.

Use a broker

There are several advantages to using a broker rather than trying to do all the work yourself.

Experts like BrokerLink have the knowledge and access to deals that may not be available anywhere else and they can do the research needed to find the best rates they can for you without having to always be biased towards one particular insurance company, which is important if you are trying to get the best deal.

It also makes sense to build a relationship with a broker as they can help you out and advise you if you have any problems or need to make a claim, so you get a more personal service than you would do if you bought your policy online.

Always ask about special discounts

Most insurers offer discounts even if some of them don’t like to advertise the fact. It is a competitive environment and they are competing for your business so many will try to entice you to take out your car insurance with them by offering some sort of discount.

An area that is also worth exploring is special discounts, which is where you get even more money off your renewal quote if you meet certain additional criteria or conditions.

Examples of where you might be able to get a further special discount include having VIN etching in automotive glass, the fact that you are an alumni of a local college or university, even having good grades can make a difference.

You can earn special discounts by taking a defensive driving class or fitted your car with an alarm system, so whatever you do that will enhance your personal profile or the security of the vehicle, make sure you mention it as you might get a special discount.

Check the deductibles

Deductibles are the amount that the insurance company will hold back from your insurance claim payout and you should always check the level of deductibles on your insurance quote as this is the easiest way that your insurer can make their price look more attractive.

The general line of thinking is that low premiums will mean that there is probably a high deductible involved and if you choose to lower the amount on request, then the premium will rise accordingly.

There is nothing wrong with a high deductible to get the premium down but only do it if you have the spare cash available to make up the difference if you have to make a claim.

There are savings to be had out there on your auto insurance, you just need to know what to ask and be sure to tell them if you think your circumstances or qualifications mean you might be entitled to an even better rate.

John Wilber is a retired insurance broker and grandfather of five. When he’s not visiting with his grandkids, he likes to write about what he learned in the insurance business in order to help others.

4,331 Responses to Simple and Easy Ways to Make Super Savings on your Auto Insurance
  1. infinity
    February 14, 2019 | 4:57 am

    I really like and appreciate your blog article.Thanks Again. Really Cool.

  2. Timmy Pulk
    February 14, 2019 | 5:22 am

    After a brief firefight that results in the hood of Highsmith’s car getting blown into the windshield, the two inadvertently crash into the side of a double decker bus.

  3. Merely wanna say that this is handy , Thanks for taking your time to write this.

  4. Normand Pinter
    February 14, 2019 | 5:54 am

    There are a handful of fascinating points in time here but I do not know if every one of them center to heart. There may be some validity but I am going to take hold opinion until I take a look at it further. Great article , thanks so we want far more! Added to FeedBurner too

  5. click here
    February 14, 2019 | 8:09 am

    Wow, superb blog structure! How long have you been running a blog for? you made blogging glance easy. The total look of your web site is great, let alone the content material!

  6. Hildegarde Androlewicz
    February 14, 2019 | 9:30 am

    hmmm, mobile marketing is quite interesting, maybe there would be some more money making oppurtunities in it’

  7. Rosamaria Branco
    February 14, 2019 | 10:59 am

    This is really interesting, You are a very skilled blogger. I have joined your feed and stay up for searching for extra of your great post. Additionally, I’ve shared your web site in my social networks!

  8. Jordan 11 win like 82
    February 14, 2019 | 11:03 am

    Well I truly enjoyed studying it. This information provided by you is very practical for correct planning.

  9. Almeda Pavlosky
    February 14, 2019 | 1:00 pm

    Cause that’s required valuable affiliate business rules to get you started on participating in circumstances appropriate for your incredible web-based business concern. Inernet marketing

  10. punta cana all-inclusive vacations
    February 14, 2019 | 1:19 pm

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  11. Jeffery Breutzman
    February 14, 2019 | 2:09 pm

    Hello, you used to write fantastic, but the last few posts have been kinda boring… I miss your tremendous writings. Past few posts are just a bit out of track! come on!

  12. Tobie Schonhardt
    February 14, 2019 | 2:18 pm

    Hello, Neat post. There is a problem along with your web site in internet explorer, could check this… IE nonetheless is the market chief and a large section of folks will miss your excellent writing because of this problem.

  13. Green garments factories bangladesh
    February 14, 2019 | 3:34 pm

    In my view, if all webmasters and bloggers made good content as you

  14. Felicita Erdman
    February 14, 2019 | 5:37 pm

    bed sheets that are made of flannel fabric are the best type of bed sheets,

  15. to learn more
    February 14, 2019 | 5:48 pm

    Your blogs continually include much of really up to date info. Where do you come up with this? Just stating you are very innovative. Thanks again

  16. Redlands pool builders
    February 15, 2019 | 5:24 am

    Regards for this post, I am a big fan of this web site would like to go on updated.

  17. lawyer
    February 15, 2019 | 7:41 am

    Very good info. Lucky me I found your website by accident (stumbleupon). I ave bookmarked it for later!

  18. dự án đông tăng long
    February 15, 2019 | 7:59 am

    Great, thanks for sharing this blog article.Thanks Again. Keep writing.

  19. Sharice Narain
    February 15, 2019 | 7:59 am

    My spouse and IWeMy partner and I stumbled over here coming from afrom aby a different web pagewebsitepageweb address and thought I mightmay as wellmight as wellshould check things out. I like what I see so now i amnow i’mi am just following you. Look forward to going overexploringfinding out aboutlooking overchecking outlooking atlooking into your web page againyet againfor a second timerepeatedly.

  20. Sewing Machines Review
    February 15, 2019 | 10:04 am

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  21. Hudsonville car dealership
    February 15, 2019 | 4:27 pm

    I cannot thank you enough for the article post. Will read on…

  22. Zachary Decandia
    February 16, 2019 | 5:38 am

    Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you can do with a few pics to drive the message home a bit, but other than that, this is wonderful blog. An excellent read. I will certainly be back.

  23. Sol Pinion
    February 16, 2019 | 6:14 am

    Pity the other Paul cannot study on him or her seriously.

  24. Jamaal Zomora
    February 16, 2019 | 11:10 am

    Very interesting points you have noted , thanks for putting up.

  25. Kraig Dawe
    February 16, 2019 | 11:58 am

    I’d like to have more info on this subject, can I ask you the sources you used to write your post?

  26. Debbi Peelman
    February 16, 2019 | 1:16 pm

    I’d ought to seek advice from you here. Which isn’t some thing Which i do! I enjoy reading an article which will make people believe. Also, thanks for allowing me to comment!

  27. Emelina Raiford
    February 16, 2019 | 3:51 pm

    Wonderful beat ! I wish to apprentice while you amend your website, how could i subscribe for a blog website? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear idea

  28. Criselda Schuhmacher
    February 16, 2019 | 5:03 pm

    Youre so cool! I dont suppose Ive read anything similar to this prior to. So nice to find somebody with original thoughts on this subject. realy appreciate beginning this up. this excellent website are some things that is required on-line, an individual after a little originality. helpful job for bringing new things towards web!

  29. Patria Mizee
    February 16, 2019 | 5:13 pm

    This would be the right blog for everyone who really wants to learn about this topic. You already know much its almost tricky to argue along (not too I personally would want…HaHa). You certainly put a whole new spin over a topic thats been written about for some time. Wonderful stuff, just wonderful!

  30. Hanh Arrospide
    February 16, 2019 | 8:31 pm

    That is some inspirational stuff. Never knew that opinions could be this varied. Be sure to keep writing.

  31. Independent Book Publishing Company
    February 16, 2019 | 9:43 pm

    I loved your blog post.Really looking forward to read more. Awesome.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/simple-and-easy-ways-to-make-super-savings-on-your-auto-insurance/trackback/