Reviewing My Insurance Quote Saved Me Close to $100 a Year

After totaling my car last June (1 day before i paid my insurance premium), I received my first premium quote from Geico on Saturday with my new car and accident taken into account.

I was pleasantly surprised as my premium only increased $100 (every six months).  However, just because I was expecting close to a $200 increase and only saw my bill increase $100, I wasn’t going to thank my lucky stars and let my premium be charged to my card in a few months.  I went into my bill and I found something that i hadn’t discussed with the insurance agent when I put my new Sonata on my plan.  Apparently, Geico put “Mechanical Breakdown Insurance” on my premium for $45.84 each period without notifying me.  Now, I bought the Sonata in part because of its warranty.  I’ll be dipped if I was going to pay $100 a year that I would never need because my car is covered bumper to bumper under the manufacturer’s warranty.

I called Geico, had that part of my premium removed and went on my merry way.  The old me, would have just accepted the premium as it was and said, “That’s just what it costs” and moved on.  I was thrilled to save the $100 a year by taking 5 minutes to review my bill and made sure it was exactly as I wanted.

Take a look at your insurance premium sometime this week.  Does it cover something on your vehicle that is already under warranty?

6,102 Responses to Reviewing My Insurance Quote Saved Me Close to $100 a Year
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    January 24, 2019 | 4:17 am

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    January 24, 2019 | 4:58 am

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Reviewing My Insurance Quote Saved Me Close to $100 a Year

After totaling my car last June (1 day before i paid my insurance premium), I received my first premium quote from Geico on Saturday with my new car and accident taken into account.

I was pleasantly surprised as my premium only increased $100 (every six months).  However, just because I was expecting close to a $200 increase and only saw my bill increase $100, I wasn’t going to thank my lucky stars and let my premium be charged to my card in a few months.  I went into my bill and I found something that i hadn’t discussed with the insurance agent when I put my new Sonata on my plan.  Apparently, Geico put “Mechanical Breakdown Insurance” on my premium for $45.84 each period without notifying me.  Now, I bought the Sonata in part because of its warranty.  I’ll be dipped if I was going to pay $100 a year that I would never need because my car is covered bumper to bumper under the manufacturer’s warranty.

I called Geico, had that part of my premium removed and went on my merry way.  The old me, would have just accepted the premium as it was and said, “That’s just what it costs” and moved on.  I was thrilled to save the $100 a year by taking 5 minutes to review my bill and made sure it was exactly as I wanted.

Take a look at your insurance premium sometime this week.  Does it cover something on your vehicle that is already under warranty?

6,102 Responses to Reviewing My Insurance Quote Saved Me Close to $100 a Year
  1. Hardscape Company in New Jersey
    January 24, 2019 | 4:17 am

    Here are several of the web sites we advise for our visitors

  2. to learn more
    January 24, 2019 | 4:58 am

    This is very interesting, You are a very skilled blogger. I have joined your rss feed and look forward to seeking more of your excellent post. Also, I have shared your web site in my social networks!

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/reviewing-my-insurance-quote-saved-me-close-to-100-a-year/trackback/