On My Way to Becoming a Millionaire

After discussing the errors of my past yesterday, I think it is important to highlight my future prospects.

Today I declare that I am officially joining J. Money’s Million Dollar Club.

I was walking in DC last week, listening to the audio book of The Millionaire Next Door when I spontaneously broke out smiling.  The reason for my emotional display was because I realized in that instant that there will be a day when I have a net worth of over One Million Dollars.

How Am I Going to Do It

I would like to think I could frugal my way into a million dollars.  This, however, isn’t possible.  What I can do is make a decent amount of money over the course of my working years – commensurate to my education and my experience – and over time, build a nest egg that will provide me and my family with financial freedom!

My Proclamation:

I can and I will employ solid personal finance theories in my life.

I will spend less than I earn annually.

I will never buy a car just to keep up with appearances.

I will not buy a house that is more than myself or my family need.

I will not spend money just to spend it.

The Process

It’s hard for me to judge where I will be in 5 years.  Most people don’t settle into a career into their late twenties or early thirties.  However, if this year is to be an example if future income and spending trends for my life, I feel comfortable saying I can save at minimum of $20,000 a year between my own savings, 401(k) matching, etc.

Without knowing my future wages, the estimation process is tricky, especially since I haven’t tapped my earning potential, but without any windfalls and with a conservative annual return in the market I will have a personal net worth of One Million Dollars in 25 years.  When that day comes you are all invited over for some hot dogs and beers.

Now that I am a member of this club, you will see the logo displayed on my site at all times.  It will serve as a reminder to work towards my goal of financial freedom and as motivator for everyone else that has a goal and is willing to put in the effort to achieve it.

In a financial jam? Safe Payday Loans from MyPaydayLoanCash.com can get you back on your feet.

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On My Way to Becoming a Millionaire

After discussing the errors of my past yesterday, I think it is important to highlight my future prospects.

Today I declare that I am officially joining J. Money’s Million Dollar Club.

I was walking in DC last week, listening to the audio book of The Millionaire Next Door when I spontaneously broke out smiling.  The reason for my emotional display was because I realized in that instant that there will be a day when I have a net worth of over One Million Dollars.

How Am I Going to Do It

I would like to think I could frugal my way into a million dollars.  This, however, isn’t possible.  What I can do is make a decent amount of money over the course of my working years – commensurate to my education and my experience – and over time, build a nest egg that will provide me and my family with financial freedom!

My Proclamation:

I can and I will employ solid personal finance theories in my life.

I will spend less than I earn annually.

I will never buy a car just to keep up with appearances.

I will not buy a house that is more than myself or my family need.

I will not spend money just to spend it.

The Process

It’s hard for me to judge where I will be in 5 years.  Most people don’t settle into a career into their late twenties or early thirties.  However, if this year is to be an example if future income and spending trends for my life, I feel comfortable saying I can save at minimum of $20,000 a year between my own savings, 401(k) matching, etc.

Without knowing my future wages, the estimation process is tricky, especially since I haven’t tapped my earning potential, but without any windfalls and with a conservative annual return in the market I will have a personal net worth of One Million Dollars in 25 years.  When that day comes you are all invited over for some hot dogs and beers.

Now that I am a member of this club, you will see the logo displayed on my site at all times.  It will serve as a reminder to work towards my goal of financial freedom and as motivator for everyone else that has a goal and is willing to put in the effort to achieve it.

In a financial jam? Safe Payday Loans from MyPaydayLoanCash.com can get you back on your feet.

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