Keep your car insurance rate, and your money, where it belongs

“I recently shopped around for car insurance and got a great new rate.  I saved more than $500 by switching.  Now I want to keep it.  What should I do?”

That’s a question we hear a lot.  If you want to make sure you don’t see a rate increase when you renew your coverage, you’re going to have to be careful.  Auto insurance rates go up and down like the tide.  Follow these tips to avoid any surprises come renewal time.

1. Shut up and drive.

This may seem obvious but the worst thing you can do is to have an at-fault accident.  And studies have shown that a driver using a cell phone is more likely to be in an accident than a drunk driver.  So be careful, and stay off your phone.

2. Don’t get a ticket.

No big surprise here, but insurance companies don’t like drivers with points on their license.  Drive defensively, stay alert, don’t drive too fast and don’t drive too close.

3. Watch your credit.

Research has shown that drivers with good credit or a high credit score are less likely to file a claim.  On the flip side, drivers with low credit scores are more likely to take risks and more likely file claims.  So most auto insurance companies use a customer’s credit history or credit score when underwriting your policy every time you renew.

4.  Pay your bill on time.

If they check your credit score to determine your auto insurance rate, I bet they’re going to check to see if you pay them on time.

5.  Choose your car carefully.

If you’re getting a new car choose a similar model or call your insurance company and ask if it will cost more to insure.  As a quick common sense guide, if it costs more to purchase it usually costs more to insure.

Whatever happens at renewal time, don’t assume you’re getting the best rate.  To be sure you’re getting the price and quality you deserve, you should get at least three quotes from three different companies every time you renew.

822 Responses to Keep your car insurance rate, and your money, where it belongs
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Trackback URL http://mynextbuck.com/keep-your-car-insurance-rate-and-your-money-where-it-belongs/trackback/

Keep your car insurance rate, and your money, where it belongs

“I recently shopped around for car insurance and got a great new rate.  I saved more than $500 by switching.  Now I want to keep it.  What should I do?”

That’s a question we hear a lot.  If you want to make sure you don’t see a rate increase when you renew your coverage, you’re going to have to be careful.  Auto insurance rates go up and down like the tide.  Follow these tips to avoid any surprises come renewal time.

1. Shut up and drive.

This may seem obvious but the worst thing you can do is to have an at-fault accident.  And studies have shown that a driver using a cell phone is more likely to be in an accident than a drunk driver.  So be careful, and stay off your phone.

2. Don’t get a ticket.

No big surprise here, but insurance companies don’t like drivers with points on their license.  Drive defensively, stay alert, don’t drive too fast and don’t drive too close.

3. Watch your credit.

Research has shown that drivers with good credit or a high credit score are less likely to file a claim.  On the flip side, drivers with low credit scores are more likely to take risks and more likely file claims.  So most auto insurance companies use a customer’s credit history or credit score when underwriting your policy every time you renew.

4.  Pay your bill on time.

If they check your credit score to determine your auto insurance rate, I bet they’re going to check to see if you pay them on time.

5.  Choose your car carefully.

If you’re getting a new car choose a similar model or call your insurance company and ask if it will cost more to insure.  As a quick common sense guide, if it costs more to purchase it usually costs more to insure.

Whatever happens at renewal time, don’t assume you’re getting the best rate.  To be sure you’re getting the price and quality you deserve, you should get at least three quotes from three different companies every time you renew.

822 Responses to Keep your car insurance rate, and your money, where it belongs
  1. animal adopt
    July 14, 2018 | 5:07 am

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  2. Business Ideas
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  3. fashion accessories shop
    July 14, 2018 | 10:39 am

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  4. goetia
    July 14, 2018 | 2:22 pm

    Very good article.Really looking forward to read more. Really Cool.

  5. Rod Wins
    July 15, 2018 | 3:33 am

    HowdyHi thereHey thereHiHelloHey would you mind statingsharing which blog platform you’re working withusing? I’m lookingplanninggoing to start my own blog in the near futuresoon but I’m having a toughdifficulthard time making a decisionselectingchoosingdeciding between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and styledesignlayout seems different then most blogs and I’m looking for something completely uniqueunique. P.S My apologiesApologiesSorry for gettingbeing off-topic but I had to ask!

  6. Shirley Quilty
    July 16, 2018 | 2:58 am

    Thanks for sharing your thoughts onabout meta_keyword. Regards

  7. fashion design
    July 16, 2018 | 8:17 am

    I have been exploring for a bit for any high-quality articles or weblog posts on this kind of area . Exploring in Yahoo I eventually stumbled upon this site. Reading this info So i¡¦m glad to express that I’ve a very excellent uncanny feeling I discovered just what I needed. I most for sure will make sure to do not overlook this website and provides it a look regularly.

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  9. cat adoption
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    You can certainly see your expertise in the paintings you write. The arena hopes for even more passionate writers such as you who are not afraid to say how they believe. At all times go after your heart.

  10. pet a dog
    July 16, 2018 | 8:28 am

    You could definitely see your expertise in the work you write. The arena hopes for more passionate writers such as you who aren’t afraid to say how they believe. All the time follow your heart.

  11. Loren Cavender
    July 16, 2018 | 10:05 am

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    July 17, 2018 | 3:12 pm

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