Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

5,370 Responses to Investing and the Small Business Owner: How To’s and Best Practices
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  4. Kevin Broll
    October 19, 2018 | 7:18 pm

    It’s difficult to find well-informed people in this particular subject, however, you seemlike you know what you’re talking about! Thanks

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Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

5,370 Responses to Investing and the Small Business Owner: How To’s and Best Practices
  1. The Woman Men Adore Program
    October 19, 2018 | 4:58 pm

    Right now it appears like Drupal could be the preferred blogging platform available at this time. (from what I ave read) Is the fact that what you are making use of on your weblog?

  2. Peg Harrod
    October 19, 2018 | 5:35 pm

    Imagine anyone learned a method involving generating quite a bit regarding money on the net. Ever subsequently offer to make sure everybody about your own ‘secret formula’? I don’t even think thus! You’ll no doubt run into individuals who will try in order to persuade an individual they want found such a formula, no question provide to talk about that on hand. Trust me personally the item costs, not simply on a financial basis nevertheless within thrown away moment far too. Generally shy absent you may notice the word ‘Secrets’, and also discover delivers associated with substantial profits!

  3. Yu Monahan
    October 19, 2018 | 7:03 pm

    I intended to draft you one little word so as to give thanks the moment again regarding the stunning knowledge you’ve featured above. It was extremely open-handed of people like you to convey unhampered just what many of us could have supplied for an e-book to end up making some bucks for their own end, precisely given that you could possibly have tried it in case you decided. Those good tips likewise served like a fantastic way to fully grasp many people have a similar dream similar to mine to understand somewhat more around this condition. I know there are a lot more pleasant opportunities in the future for individuals who examine your blog.

  4. Kevin Broll
    October 19, 2018 | 7:18 pm

    It’s difficult to find well-informed people in this particular subject, however, you seemlike you know what you’re talking about! Thanks

  5. Romelia Brite
    October 19, 2018 | 7:22 pm

    Good info! Interesting article over here. It’s pretty worth enough for me. In my opinion, if all site owners and bloggers made good content as you did, the net will be a lot more useful than ever before.| I could not resist commenting. I ‘ve spent 1 hour trying to find such informations. I will also share it with some friends interested in it. I’ve just bookmarked this web. Now with the job done, I will watch some WAGs Webcams. Gracias!!! Regards from Mundial 2018!

  6. Zackary Zimerman
    October 20, 2018 | 2:38 am

    Found your blog in the yahoo bulk shirts warehouse directory, very nice job, thanks. Screen printing could further supply for all types of other substrates from plastic to metal. Despite the fact that tiny and complex details can be gathered, screen printing is preferably ideal for bold and graphic designs.

  7. Auto Insurance Vancouver
    October 20, 2018 | 4:24 am

    I think this is a real great article. Keep writing.

  8. mattress removal maryland
    October 20, 2018 | 7:25 am

    just beneath, are a lot of totally not related web pages to ours, having said that, they are certainly worth going over

  9. Rosetta Benari
    October 20, 2018 | 8:01 am

    Helpful information. Fortunate me I found your website by accident, and I am surprised why this accident did not happened in advance! I bookmarked it.

  10. Tanya Fabro
    October 20, 2018 | 8:20 am

    There couple of interesting points over time here but I don’t determine if them all center to heart. You can find some validity but Let me take hold opinion until I investigate it further. Very good post , thanks and now we want a lot more! Put into FeedBurner also

  11. sa
    October 20, 2018 | 8:22 am

    Say, you got a nice blog post.Thanks Again.

  12. Josh Bognar
    October 20, 2018 | 8:25 am

    “I like the helpful info you provide in your articles. I’ll bookmark your blog and check again here frequently. I’m quite sure I’ll learn plenty of new stuff right here! Good luck for the next!”

  13. Mitchel Mccormick
    October 20, 2018 | 8:42 am

    Wow, wonderful blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your web site is wonderful, let alone the content!

  14. Jody Pangan
    October 20, 2018 | 8:55 am

    Thank you a bunch for sharing this with all folks you really know what you’re speaking about! Bookmarked. Please additionally seek advice from my site =). We will have a hyperlink alternate arrangement between us!

  15. Marco Fassinger
    October 20, 2018 | 10:02 am

    I have not checked in here for some time since I thought it was getting boring, but the last several posts are great quality so I guess I will add you back to my daily bloglist. You deserve it my friend 🙂

  16. Nancie Krabill
    October 20, 2018 | 10:26 am

    Hi, i think that i saw you visited my website thus i came to “return the favor”.I’m trying to find things to enhance my website!I suppose its ok to use some of your ideas!!

  17. abella danger
    October 20, 2018 | 11:44 am

    Thanks for another fantastic article. Where else could anybody get that kind of info in such an ideal way of writing? I have a presentation next week, and I’m on the look for such info.

  18. Google
    October 20, 2018 | 12:05 pm

    Sites of interest we’ve a link to.

  19. Google
    October 20, 2018 | 1:38 pm

    Below you will obtain the link to some sites that we think you ought to visit.

  20. watch the nun full movie 123movies
    October 20, 2018 | 9:46 pm

    Thanks so much for the blog article.Thanks Again. Really Cool.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

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