Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

7,711 Responses to Investing and the Small Business Owner: How To’s and Best Practices
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Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

7,711 Responses to Investing and the Small Business Owner: How To’s and Best Practices
  1. judi bola
    December 15, 2018 | 6:09 am

    Awesome write-up. I’m a regular visitor of your web site and appreciate you taking the time to maintain the nice site. I’ll be a frequent visitor for a long time.

  2. sewa motor jogja
    December 15, 2018 | 6:16 am

    Hello there. I found your website by means of Google even as looking for a related matter, your website came up. It seems good. I have bookmarked it in my google bookmarks to come back then.

  3. Google
    December 15, 2018 | 6:58 am

    Every the moment in a even though we decide on blogs that we study. Listed beneath are the most up-to-date web sites that we select.

  4. Google
    December 15, 2018 | 7:07 am

    Sites of interest we have a link to.

  5. react native tutorial iOS
    December 15, 2018 | 7:08 am

    Hiya, I am really glad I have found this information. Today bloggers publish only about gossip and net stuff and this is actually annoying. A good site with interesting content, that is what I need. Thanks for making this web-site, and I’ll be visiting again. Do you do newsletters by email?

  6. latest technology
    December 15, 2018 | 7:22 am

    Nice read, I just passed this onto a friend who was doing some research on that. And he just bought me lunch as I found it for him smile Thus let me rephrase that: Thanks for lunch!

  7. Situs Judi Online
    December 15, 2018 | 8:19 am

    Awesome post. I’m a regular visitor of your blog and appreciate you taking the time to maintain the nice site. I will be a frequent visitor for a long time.

  8. Aerie promo code
    December 15, 2018 | 8:50 am

    I am not sure where you’re getting your info, but great topic. I needs to spend some time learning much more or understanding more. Thanks for fantastic info I was looking for this info for my mission.

  9. Naomi
    December 15, 2018 | 9:29 am

    Virtually all of the comments on this blog dont make sense.

  10. Chara
    December 15, 2018 | 11:54 am

    This unique blog is no doubt educating as well as diverting. I have picked up a bunch of handy stuff out of this source. I ad love to return every once in a while. Cheers!

  11. Jose Dewater
    December 15, 2018 | 12:05 pm

    There are actually plenty of details like that to take into consideration. That could be a great point to carry up. I offer the thoughts above as normal inspiration but clearly there are questions like the one you bring up where crucial factor will likely be working in trustworthy good faith. I don?t know if best practices have emerged round issues like that, but I’m positive that your job is clearly identified as a good game. Each boys and girls feel the influence of just a moment’s pleasure, for the rest of their lives.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/investing-and-the-small-business-owner-how-tos-and-best-practices/trackback/