Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

10,369 Responses to Investing and the Small Business Owner: How To’s and Best Practices
  1. 먹튀검증
    February 16, 2019 | 5:01 pm

    Yes we are able to see online many Indian music websites that allow us listen songs.
    He accepted the role of Bond last October, and filming to the
    movie began last month in Prague. Most parents understand that students
    performing inside a recital is a good steppingstone toward self-confidence,
    yet there are a few that want to wait a couple of years to keep them from performing.

    Here is my site: 먹튀검증

  2. Itamar Serpa
    February 16, 2019 | 5:09 pm

    Nice post. I learn something new and challenging on blogs I stumbleupon everyday.
    It’s always interesting to read through articles from other
    authors and use something from their websites.

  3. biashara.co.ke
    February 16, 2019 | 5:16 pm

    Great delivery. Outstanding arguments. Keep up the
    great spirit.

  4. costituzione sociteà in germania
    February 16, 2019 | 5:32 pm

    Great article! That is the kind of info that are meant to be shared across the net.

    Disgrace on Google for now not positioning this put up upper!
    Come on over and consult with my web site .

    Thanks =)

  5. receive sms verified code
    February 16, 2019 | 6:33 pm

    I enjoy the efforts you have put in this, appreciate it for all the
    great articles.

  6. Stephaine Fobbs
    February 16, 2019 | 7:14 pm

    You made some good points there. I looked online for the issue and discovered many individuals goes along with along with your site.

  7. judi Online Terpercaya
    February 16, 2019 | 7:39 pm

    What a data of un-ambiguity and preserveness of valuable know-how regarding unexpected emotions.

  8. bali chauffeur services
    February 16, 2019 | 7:49 pm

    Hi there! Someone in my Facebook group shared this site with us so
    I came to check it out. I’m definitely enjoying the information. I’m book-marking and will be tweeting
    this to my followers! Exceptional blog and wonderful design.

  9. seo
    February 16, 2019 | 8:10 pm

    As 1 new york seo company, seo services are performed in accordance with the criteria of search engines in order to give a more accurate result to users. These SEO services are tailored to the user experience, and social media support is provided when necessary. In-site SEO operations; There are many factors such as the quality of the images, the appropriateness of domain names to site content, and the speed of the site. The services we provide are 100% organic seo service

  10. private driver bali
    February 16, 2019 | 8:10 pm

    Thank you for the good writeup. It in reality
    was a entertainment account it. Look complex to far brought agreeable from you!
    By the way, how could we keep in touch?

  11. 안전공원
    February 16, 2019 | 8:44 pm

    the time to read or take a look at the material or websites we’ve linked to beneath the

  12. situs poker online
    February 16, 2019 | 8:55 pm

    Pretty! This has been a really wonderful post. Many thanks
    for supplying these details.

  13. fps fast payment system
    February 16, 2019 | 8:56 pm

    When I initially commented I clicked the “Notify me when new comments are added” checkbox and
    now each time a comment is added I get four e-mails
    with the same comment. Is there any way you can remove people from that
    service? Thanks!

  14. 사다리사이트
    February 16, 2019 | 9:01 pm

    below you will locate the link to some web sites that we feel you’ll want to visit

  15. giant dildo
    February 16, 2019 | 11:12 pm

    I am curious to find out what blog system you are working with?
    I’m having some minor security issues with my latest website and I
    would like to find something more safe. Do you have any solutions?

  16. Lamont Cyganiewicz
    February 16, 2019 | 11:15 pm

    This is certainly suitable blog for everyone who wants to find out about this topic. You understand so much it’s practically difficult to argue with you.

  17. I was curious if you ever considered changing the layout of
    your blog? Its very well written; I love what youve got to say.

    But maybe you could a little more in the way of content so people could connect with it better.
    Youve got an awful lot of text for only having one or two images.
    Maybe you could space it out better?

  18. Aubrey
    February 17, 2019 | 1:32 am

    This is true for investment advice as nicely.

  19. Mental Health
    February 17, 2019 | 1:43 am

    Fantastic goods from you, man. I’ve understand your stuff previous to and you are
    just extremely wonderful. I really like what you’ve acquired here, really
    like what you are stating and the way in which you say it.
    You make it entertaining and you still care for
    to keep it wise. I cant wait to read much more from you.
    This is really a terrific website.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/investing-and-the-small-business-owner-how-tos-and-best-practices/trackback/

Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

10,369 Responses to Investing and the Small Business Owner: How To’s and Best Practices
  1. 먹튀검증
    February 16, 2019 | 5:01 pm

    Yes we are able to see online many Indian music websites that allow us listen songs.
    He accepted the role of Bond last October, and filming to the
    movie began last month in Prague. Most parents understand that students
    performing inside a recital is a good steppingstone toward self-confidence,
    yet there are a few that want to wait a couple of years to keep them from performing.

    Here is my site: 먹튀검증

  2. Itamar Serpa
    February 16, 2019 | 5:09 pm

    Nice post. I learn something new and challenging on blogs I stumbleupon everyday.
    It’s always interesting to read through articles from other
    authors and use something from their websites.

  3. biashara.co.ke
    February 16, 2019 | 5:16 pm

    Great delivery. Outstanding arguments. Keep up the
    great spirit.

  4. costituzione sociteà in germania
    February 16, 2019 | 5:32 pm

    Great article! That is the kind of info that are meant to be shared across the net.

    Disgrace on Google for now not positioning this put up upper!
    Come on over and consult with my web site .

    Thanks =)

  5. receive sms verified code
    February 16, 2019 | 6:33 pm

    I enjoy the efforts you have put in this, appreciate it for all the
    great articles.

  6. Stephaine Fobbs
    February 16, 2019 | 7:14 pm

    You made some good points there. I looked online for the issue and discovered many individuals goes along with along with your site.

  7. judi Online Terpercaya
    February 16, 2019 | 7:39 pm

    What a data of un-ambiguity and preserveness of valuable know-how regarding unexpected emotions.

  8. bali chauffeur services
    February 16, 2019 | 7:49 pm

    Hi there! Someone in my Facebook group shared this site with us so
    I came to check it out. I’m definitely enjoying the information. I’m book-marking and will be tweeting
    this to my followers! Exceptional blog and wonderful design.

  9. seo
    February 16, 2019 | 8:10 pm

    As 1 new york seo company, seo services are performed in accordance with the criteria of search engines in order to give a more accurate result to users. These SEO services are tailored to the user experience, and social media support is provided when necessary. In-site SEO operations; There are many factors such as the quality of the images, the appropriateness of domain names to site content, and the speed of the site. The services we provide are 100% organic seo service

  10. private driver bali
    February 16, 2019 | 8:10 pm

    Thank you for the good writeup. It in reality
    was a entertainment account it. Look complex to far brought agreeable from you!
    By the way, how could we keep in touch?

  11. 안전공원
    February 16, 2019 | 8:44 pm

    the time to read or take a look at the material or websites we’ve linked to beneath the

  12. situs poker online
    February 16, 2019 | 8:55 pm

    Pretty! This has been a really wonderful post. Many thanks
    for supplying these details.

  13. fps fast payment system
    February 16, 2019 | 8:56 pm

    When I initially commented I clicked the “Notify me when new comments are added” checkbox and
    now each time a comment is added I get four e-mails
    with the same comment. Is there any way you can remove people from that
    service? Thanks!

  14. 사다리사이트
    February 16, 2019 | 9:01 pm

    below you will locate the link to some web sites that we feel you’ll want to visit

  15. giant dildo
    February 16, 2019 | 11:12 pm

    I am curious to find out what blog system you are working with?
    I’m having some minor security issues with my latest website and I
    would like to find something more safe. Do you have any solutions?

  16. Lamont Cyganiewicz
    February 16, 2019 | 11:15 pm

    This is certainly suitable blog for everyone who wants to find out about this topic. You understand so much it’s practically difficult to argue with you.

  17. I was curious if you ever considered changing the layout of
    your blog? Its very well written; I love what youve got to say.

    But maybe you could a little more in the way of content so people could connect with it better.
    Youve got an awful lot of text for only having one or two images.
    Maybe you could space it out better?

  18. Aubrey
    February 17, 2019 | 1:32 am

    This is true for investment advice as nicely.

  19. Mental Health
    February 17, 2019 | 1:43 am

    Fantastic goods from you, man. I’ve understand your stuff previous to and you are
    just extremely wonderful. I really like what you’ve acquired here, really
    like what you are stating and the way in which you say it.
    You make it entertaining and you still care for
    to keep it wise. I cant wait to read much more from you.
    This is really a terrific website.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/investing-and-the-small-business-owner-how-tos-and-best-practices/trackback/