Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

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Investing and the Small Business Owner: How To’s and Best Practices

Being a small business owner can come with its fair share of obstacles. Your mind may be riddled with concerns for employees, office space, and those pesky government forms that come around every April. After all is said and done, there is often not much thought given to investing.

But,investing is vitally important, and even more so for the business owner. Worse, only 9% of millennials see themselves as investors. With this growing trend, it is imperative that the business owner of any age pays close attention to the importance of investing. In fact,Global Resources Reviews list investment as one of the most important habits a business owner can get into. So, to help you along this path, below are some tips and ideas for investing well.

Allocate

Numerous studies show the single most important factor to help ininvesting success is asset allocation — the mix of stocks, bonds and cash in a portfolio. Over the long term, stocks have earned approximately ten percent a year. This is enough to double your money every seven years. But stocks can be quite risky for the money you will need in the next five to ten. The bulk of that money should go into bonds, which are less fickle, averaging returns of around 5 percent a year. While this is obviously less than stocks, it is a reliable and effective option.

Cash, like bank savings and money-market funds, is very safe but generally earns nothing once inflation has taken its course. It is often advised that one keeps about six to twelve months of cash in an account, with the remaining portion being allocated to bonds. Of the remaining holdings, the bond portion should equal one’s age, i.e. 50 percent for a 50-year-old. The rest of your portfolio should be in stocks.

Spread it Around

People who own businesses or have large stock positions in companies they work for often havetoo many eggs in one basket. By diversifying — spreading money among a wide variety of holdings — you reduce overall risk, since some holdings may be up while others are down. This is a smart habit to get into, and one that can help steady and your funds and relief some of your stress of storing money.

Remember,investing is a marathon, not a sprint. Often, people are scared off by the idea of investing, or they get out of the investing game and never return or come back too late. It’s important to keep in mind that, though investing may seem as though it is not paying off, following the tips shown above, and being wise with where you put your money can result in investing becoming a huge asset to you, as a business owner.

12,460 Responses to Investing and the Small Business Owner: How To’s and Best Practices
  1. tinyurl.com
    April 21, 2019 | 11:38 am

    Hey just wanted to give you a brief heads up and let
    you know a few of the pictures aren’t loading correctly.
    I’m not sure why but I think its a linking issue.
    I’ve tried it in two different browsers and both show the same results.

  2. Dena
    April 21, 2019 | 11:40 am

    obviously like your website however you need to test the spelling on quite a few of your posts.
    Several of them are rife with spelling issues and I to find it very troublesome to inform the
    truth however I will surely come back again.

  3. tinyurl.com
    April 21, 2019 | 11:43 am

    Very rapidly this site will be famous amid all blogging and site-building people,
    due to it’s fastidious content

  4. simplestockphoto.com
    April 21, 2019 | 12:48 pm

    is a trusted QQ Online poker Online as well as Bandar Ceme Online gambling site that provides on the internet card games such as Online Casino Poker, DominoQQ, Capsa Online,
    Ceme Online, Ceme99, Online Gaming Online Online Poker Sites.
    QQ Casino Poker Ceme, the very best and also safest on the internet
    texas hold’em representative site with 24 hr IDN Online Casino poker service.
    For those of you Lovers of the video game Online Online and who intend to play betting Online
    Casino poker, Online Ceme, Domino QQ, City Ceme, Online Gaming,
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  5. Daniel Valente Dantas
    April 21, 2019 | 1:37 pm

    Quality content is the key to interest the viewers to visit the website, that’s what this web page is providing.

  6. tinyurl.com
    April 21, 2019 | 2:36 pm

    Hi there very cool web site!! Man .. Excellent ..
    Amazing .. I’ll bookmark your web site and take
    the feeds additionally? I’m glad to find numerous useful information here in the
    submit, we’d like work out more techniques in this regard,
    thank you for sharing. . . . . .

  7. 最高品質の商品を低価格でお客様に提供する事が出来ます。

  8. Latashia
    April 21, 2019 | 3:32 pm

    Great post. I was checking constantly this blog and I
    am impressed! Very useful info particularly the last part :
    ) I care for such info much. I was seeking this
    particular info for a very long time. Thank you and good luck.

  9. Vance
    April 21, 2019 | 4:12 pm

    I always used to study article in news papers but now as I
    am a user of internet thus from now I am using net for posts,
    thanks to web.

  10. Leandro Martins de Almeida
    April 21, 2019 | 5:39 pm

    I’m amazed, I have to admit. Seldom do I come across a blog that’s equally educative and engaging, and let me tell you,
    you have hit the nail on the head. The problem is an issue
    that too few men and women are speaking intelligently about.
    I am very happy that I stumbled across this in my hunt for something concerning this.

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