Hard Decisions on How to Pay Bills when Cash Strapped

Every once in a while you run into a month where your finances are all out of whack.  That is the situation I have been in the past two months unfortunately.  I fronted some money for some friends (most of which is paid back, and I have no doubts the rest will be in time) and I spent some additional cash that I didn’t exactly have in my checking account.

This wasn’t a disaster as I have excess cash in lots of different accounts.  However, I swiped a bunch of cash from my emergency fund to put it in my Roth at the beginning of the year and I have been a bit cash light.  A nice influx of income was what I was looking for to help take care of my extra expenses, so I started searching for fast cash, thinking that it could be a proper means of making all of my ends meet for the month.

The thing with online loans (I’d look online for them as a means to do research before selecting where to get one if you are in dire need) is that they don’t always have the best interest rates.  In fact, they rarely do.  However, for those that have maxed out credit cards, they may be the only option to get your bills paid.  I call every few months to try and increase my credit limit as to avoid these situations (and be able to take advantage of low interest rates when I need to carry a balance for just one or two months), but that didn’t mean I didn’t consider the notion for a moment when I was balancing my accounts the past few months.

There are a lot of lessons to learn here.  Don’t loan money out if it may impact your finances, have enough available credit so that you aren’t forced to look for payday loans in a tight spot, and do research before you make a decision on what method is best to level out your finances after a chaotic month.  If you come across this situation in your own life, I hope you take a step back and don’t act before assessing all the different options in front of you.

14,461 Responses to Hard Decisions on How to Pay Bills when Cash Strapped
  1. selfie stick boots
    January 24, 2019 | 1:44 am

    vivo phone case

  2. огромный синий кит
    January 24, 2019 | 1:59 am

    Here are a number of the web sites we advise for our visitors

  3. forwarding company
    January 24, 2019 | 2:04 am

    Wow, this piece of writing is fastidious, my sister is analyzing these kinds of things, therefore I am going to tell her.

  4. 12-volt coffee makers
    January 24, 2019 | 3:02 am

    Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how could we communicate?

  5. Here are a number of the sites we recommend for our visitors

  6. m audio projectmix io manual
    January 24, 2019 | 4:23 am

    Wonderful story, reckoned we could combine a number of unrelated data, nonetheless seriously really worth taking a look, whoa did one discover about Mid East has got much more problerms at the same time

  7. Someone necessarily lend a hand to make significantly posts I’d state. That is the first time I frequented your website page and so far? I surprised with the analysis you made to make this particular publish extraordinary. Excellent task!

  8. foods in culinary arts
    January 24, 2019 | 4:41 am

    Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  9. https://serareliefcbd.net/
    January 24, 2019 | 4:46 am

    Some truly marvellous work on behalf of the owner of this
    site, perfectly outstanding content material. http://yatricar.com/author/darrenbeahm/

  10. bahissizolmaz.com
    January 24, 2019 | 5:28 am

    Greate article. Keep posting such kind of information on your site.
    Im really impressed by your site.
    Hi there, You have performed a great job. I will definitely digg it and in my view recommend to my
    friends. I’m confident they will be benefited from
    this web site.

  11. iphone 6 8g
    January 24, 2019 | 5:52 am

    vivo phone case

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/how-to-pay-bills-when-cash-strapped/trackback/

Hard Decisions on How to Pay Bills when Cash Strapped

Every once in a while you run into a month where your finances are all out of whack.  That is the situation I have been in the past two months unfortunately.  I fronted some money for some friends (most of which is paid back, and I have no doubts the rest will be in time) and I spent some additional cash that I didn’t exactly have in my checking account.

This wasn’t a disaster as I have excess cash in lots of different accounts.  However, I swiped a bunch of cash from my emergency fund to put it in my Roth at the beginning of the year and I have been a bit cash light.  A nice influx of income was what I was looking for to help take care of my extra expenses, so I started searching for fast cash, thinking that it could be a proper means of making all of my ends meet for the month.

The thing with online loans (I’d look online for them as a means to do research before selecting where to get one if you are in dire need) is that they don’t always have the best interest rates.  In fact, they rarely do.  However, for those that have maxed out credit cards, they may be the only option to get your bills paid.  I call every few months to try and increase my credit limit as to avoid these situations (and be able to take advantage of low interest rates when I need to carry a balance for just one or two months), but that didn’t mean I didn’t consider the notion for a moment when I was balancing my accounts the past few months.

There are a lot of lessons to learn here.  Don’t loan money out if it may impact your finances, have enough available credit so that you aren’t forced to look for payday loans in a tight spot, and do research before you make a decision on what method is best to level out your finances after a chaotic month.  If you come across this situation in your own life, I hope you take a step back and don’t act before assessing all the different options in front of you.

14,461 Responses to Hard Decisions on How to Pay Bills when Cash Strapped
  1. selfie stick boots
    January 24, 2019 | 1:44 am

    vivo phone case

  2. огромный синий кит
    January 24, 2019 | 1:59 am

    Here are a number of the web sites we advise for our visitors

  3. forwarding company
    January 24, 2019 | 2:04 am

    Wow, this piece of writing is fastidious, my sister is analyzing these kinds of things, therefore I am going to tell her.

  4. 12-volt coffee makers
    January 24, 2019 | 3:02 am

    Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how could we communicate?

  5. Here are a number of the sites we recommend for our visitors

  6. m audio projectmix io manual
    January 24, 2019 | 4:23 am

    Wonderful story, reckoned we could combine a number of unrelated data, nonetheless seriously really worth taking a look, whoa did one discover about Mid East has got much more problerms at the same time

  7. Someone necessarily lend a hand to make significantly posts I’d state. That is the first time I frequented your website page and so far? I surprised with the analysis you made to make this particular publish extraordinary. Excellent task!

  8. foods in culinary arts
    January 24, 2019 | 4:41 am

    Apple now has Rhapsody as an app, which is a great start, but it is currently hampered by the inability to store locally on your iPod, and has a dismal 64kbps bit rate. If this changes, then it will somewhat negate this advantage for the Zune, but the 10 songs per month will still be a big plus in Zune Pass’ favor.

  9. https://serareliefcbd.net/
    January 24, 2019 | 4:46 am

    Some truly marvellous work on behalf of the owner of this
    site, perfectly outstanding content material. http://yatricar.com/author/darrenbeahm/

  10. bahissizolmaz.com
    January 24, 2019 | 5:28 am

    Greate article. Keep posting such kind of information on your site.
    Im really impressed by your site.
    Hi there, You have performed a great job. I will definitely digg it and in my view recommend to my
    friends. I’m confident they will be benefited from
    this web site.

  11. iphone 6 8g
    January 24, 2019 | 5:52 am

    vivo phone case

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/how-to-pay-bills-when-cash-strapped/trackback/