How Being Physically Fit Helps Improve Personal Finance

There’s no doubt about it, proper diet and plenty of exercise leads to a improved quality of life. But in addition to the obvious health benefits, eating less and working out more can actually help you save a decent amount of money as well. Just consider the following five ways such a switch to a healthier lifestyle can lead to improved personal finances:

Insurance is cheaper: Whether it’s health insurance or life insurance, your monthly payments and premiums will depend greatly on your height-to-weight ratio. By getting yourself to a healthier weight, you stand to see cheaper insurance quotes as a result.

The grocery bill is lower: Let any dietician or other healthy eating expert tell you, it’s all about portion. By eating less at mealtime and cutting out snacking, you’ll greatly reduce the amount of money spent on groceries.

The air conditioner is used less often: An obvious side effect of being overweight is that added fat makes overheating a real issue. Those significantly overweight are much more likely to use a home or car air conditioner when they may otherwise be comfortable without it being on. Preventing this can save several dollars on energy costs during the summer.

Less gas is used: If you opt to walk and bicycle to places you’d otherwise use your automobile to get to, then you’re certain to save on fuel costs. With gas prices going nowhere but up, it pays to find alternative ways around town, which fits perfectly into any agenda aimed at getting into shape.

Free time is more likely to be free: Whether it’s bike riding through a winding trail that stretches for miles, or listening to the big game on the radio while throwing the ball in the backyard, getting into better shape means you’re less likely to be spending your free time doing activities that cost money. Sitting on the couch only means you’re more likely to give into pay-per-view offerings, snacking, and other money-eaters.

There are big benefits to getting into shape, but not all of them are related to health. You’ll likely to see an improvement made to your personal finances as well. Weight lost and money saved is a combination most people would be happy to live with.

4 Responses to How Being Physically Fit Helps Improve Personal Finance
  1. John
    May 4, 2012 | 6:35 pm

    I would never have thought of physical fitness as a way to save money. While you’re at it, here’s another one–fewer trips to the doctor. The better shape you’re in, the less likely you are to get sick.

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