Five tips for saving on your auto insurance

There are hundreds of insurance companies out there and they all charge dramatically different auto insurance rates for the same level of protection.  In fact, auto insurance quotes can vary by more than $1,000!

What’s hard to find is someone willing to tell you why.  Don’t worry; I’ll give you the facts and information you need to save hundreds of dollars a year on your next auto insurance quote.  Right here.  Right now.  Without any strings attached.

1. Raise your deductible

A deductible is the portion of a claim that you have to pay out of your own pocket. And if you can set aside enough money to cover a higher deductible it’s the first thing you should do.  Increasing your deductible from $200 to $500 could save you as much as 30 percent on your collision and comprehensive coverage.  Raising it to  $1,000 could save you more than 50 percent.

2. Get the discounts you deserve

Most companies will discount your rate if you have more than one car on your policy or if your car has safety features like air bags, automatic seatbelts and anti-lock brakes.  Some companies even have discounts for young drivers who earn good grades or complete driver education courses.  But companies like to give discounts for seemingly random things that you may not think about — like driving a hybrid car or being an accountant.  So to see if you’re getting credit where credit is do, it’s a good idea to find out all the discounts available to you.

3. Watch your credit

Research has shown that drivers with good credit or a high credit score number tend to be more responsible and less likely to file a claim.  That same research reveals that having poor credit or a low credit score increases your chances of taking risks and filing a claim.  For these reasons, most insurers use a customer’s credit history or credit score when determining their premium.

4. Don’t overprotect your car

It doesn’t matter how much coverage you have, your insurance company will not pay more in repairs than your car is worth.  So if you’re driving around in an old car that’s only worth a few thousand dollars, drop your collision coverage.  When you factor in your deductible, you may only be getting a few hundred dollars back if you file a claim.

5. Shop around

Just because your insurance company gave you the best rate a few years ago doesn’t mean they’re giving you the best rate now.  To be sure you’re getting the price and quality you deserve, you should secure at least three quotes from three different companies every three years or if you experience any of these factors:

  • Your premium goes up
  • You buy a new car
  • You have a change of address
  • Your marital status changes
  • You change jobs
  • You add a new driver to your policy
  • Your salary or assets increase.

Shopping around and comparing rates is the only way to be sure you’re getting the best auto insurance rate.

68 Responses to Five tips for saving on your auto insurance
  1. Health and Fitness
    April 19, 2018 | 12:54 pm

    You made some nice points there. I did a search on the issue and found most individuals will agree with your website.

  2. Reginia Sirico
    April 19, 2018 | 1:57 pm

    MEILLEUR Credit is your best choice for a SERIOUS credit, financing, investment or loan and WITHOUT ANY FEES in advance. ( contact@meilleur-credit.net )

  3. Health and Fitness
    April 19, 2018 | 2:50 pm

    You could definitely see your skills within the paintings you write. The arena hopes for more passionate writers such as you who are not afraid to say how they believe. All the time follow your heart. “History is the version of past events that people have decided to agree upon.” by Napoleon.

  4. Health and Fitness
    April 19, 2018 | 4:50 pm

    Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how can we communicate?

  5. Health and Fitness
    April 19, 2018 | 7:47 pm

    I went over this site and I believe you have a lot of superb information, saved to bookmarks (:.

  6. Health and Fitness
    April 20, 2018 | 12:51 am

    Hi my friend! I want to say that this post is amazing, great written and come with almost all significant infos. I¡¦d like to see more posts like this .

  7. Home Backyard Design Ideas
    April 20, 2018 | 1:33 am

    I’ve been surfing on-line more than 3 hours lately, yet I by no means found any interesting article like yours. It¡¦s pretty price enough for me. In my opinion, if all site owners and bloggers made excellent content as you probably did, the internet will probably be much more helpful than ever before.

  8. Classic Home Design
    April 20, 2018 | 1:33 am

    Excellent blog right here! Additionally your web site quite a bit up very fast! What web host are you the usage of? Can I get your affiliate hyperlink on your host? I wish my website loaded up as fast as yours lol

  9. School Games Online
    April 20, 2018 | 1:34 am

    I was suggested this web site by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my trouble. You are amazing! Thanks!

  10. Health and Fitness
    April 20, 2018 | 3:45 am

    Thank you so much for providing individuals with an exceptionally memorable chance to discover important secrets from this blog. It really is very awesome and jam-packed with a lot of fun for me and my office acquaintances to visit your site on the least thrice weekly to read through the latest issues you have got. And lastly, we’re usually pleased considering the excellent guidelines served by you. Some 1 ideas in this posting are unquestionably the most suitable I have ever had.

  11. Health and Fitness
    April 20, 2018 | 5:04 am

    Wow, fantastic blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your web site is great, let alone the content!

  12. Health and Fitness
    April 20, 2018 | 5:43 am

    you are actually a just right webmaster. The site loading velocity is amazing. It kind of feels that you are doing any distinctive trick. Also, The contents are masterpiece. you have done a wonderful task on this matter!

  13. Health and Fitness
    April 20, 2018 | 9:00 am

    What i don’t understood is if truth be told how you’re not actually a lot more neatly-liked than you may be now. You are very intelligent. You understand thus significantly when it comes to this matter, produced me individually consider it from a lot of varied angles. Its like men and women aren’t involved except it is something to do with Girl gaga! Your personal stuffs nice. All the time take care of it up!

  14. Health and Fitness
    April 20, 2018 | 11:27 am

    Great blog here! Also your website a lot up fast! What host are you the use of? Can I am getting your affiliate hyperlink for your host? I wish my website loaded up as fast as yours lol

  15. Health and Fitness
    April 20, 2018 | 4:50 pm

    wonderful publish, very informative. I ponder why the opposite experts of this sector do not notice this. You should continue your writing. I am sure, you have a huge readers’ base already!

  16. Health and Fitness
    April 20, 2018 | 8:06 pm

    I¡¦m now not certain where you are getting your information, but great topic. I must spend some time learning more or working out more. Thanks for great information I used to be on the lookout for this information for my mission.

  17. Health and Fitness
    April 20, 2018 | 9:59 pm

    Hiya, I am really glad I have found this info. Nowadays bloggers publish only about gossips and net and this is actually frustrating. A good site with interesting content, that’s what I need. Thanks for keeping this website, I will be visiting it. Do you do newsletters? Cant find it.

  18. Health and Fitness
    April 21, 2018 | 2:06 am

    Thanks for the sensible critique. Me & my neighbor were just preparing to do some research about this. We got a grab a book from our area library but I think I learned more clear from this post. I’m very glad to see such great info being shared freely out there.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/five-tips-for-saving-on-your-auto-insurance/trackback/

Five tips for saving on your auto insurance

There are hundreds of insurance companies out there and they all charge dramatically different auto insurance rates for the same level of protection.  In fact, auto insurance quotes can vary by more than $1,000!

What’s hard to find is someone willing to tell you why.  Don’t worry; I’ll give you the facts and information you need to save hundreds of dollars a year on your next auto insurance quote.  Right here.  Right now.  Without any strings attached.

1. Raise your deductible

A deductible is the portion of a claim that you have to pay out of your own pocket. And if you can set aside enough money to cover a higher deductible it’s the first thing you should do.  Increasing your deductible from $200 to $500 could save you as much as 30 percent on your collision and comprehensive coverage.  Raising it to  $1,000 could save you more than 50 percent.

2. Get the discounts you deserve

Most companies will discount your rate if you have more than one car on your policy or if your car has safety features like air bags, automatic seatbelts and anti-lock brakes.  Some companies even have discounts for young drivers who earn good grades or complete driver education courses.  But companies like to give discounts for seemingly random things that you may not think about — like driving a hybrid car or being an accountant.  So to see if you’re getting credit where credit is do, it’s a good idea to find out all the discounts available to you.

3. Watch your credit

Research has shown that drivers with good credit or a high credit score number tend to be more responsible and less likely to file a claim.  That same research reveals that having poor credit or a low credit score increases your chances of taking risks and filing a claim.  For these reasons, most insurers use a customer’s credit history or credit score when determining their premium.

4. Don’t overprotect your car

It doesn’t matter how much coverage you have, your insurance company will not pay more in repairs than your car is worth.  So if you’re driving around in an old car that’s only worth a few thousand dollars, drop your collision coverage.  When you factor in your deductible, you may only be getting a few hundred dollars back if you file a claim.

5. Shop around

Just because your insurance company gave you the best rate a few years ago doesn’t mean they’re giving you the best rate now.  To be sure you’re getting the price and quality you deserve, you should secure at least three quotes from three different companies every three years or if you experience any of these factors:

  • Your premium goes up
  • You buy a new car
  • You have a change of address
  • Your marital status changes
  • You change jobs
  • You add a new driver to your policy
  • Your salary or assets increase.

Shopping around and comparing rates is the only way to be sure you’re getting the best auto insurance rate.

68 Responses to Five tips for saving on your auto insurance
  1. Health and Fitness
    April 19, 2018 | 12:54 pm

    You made some nice points there. I did a search on the issue and found most individuals will agree with your website.

  2. Reginia Sirico
    April 19, 2018 | 1:57 pm

    MEILLEUR Credit is your best choice for a SERIOUS credit, financing, investment or loan and WITHOUT ANY FEES in advance. ( contact@meilleur-credit.net )

  3. Health and Fitness
    April 19, 2018 | 2:50 pm

    You could definitely see your skills within the paintings you write. The arena hopes for more passionate writers such as you who are not afraid to say how they believe. All the time follow your heart. “History is the version of past events that people have decided to agree upon.” by Napoleon.

  4. Health and Fitness
    April 19, 2018 | 4:50 pm

    Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how can we communicate?

  5. Health and Fitness
    April 19, 2018 | 7:47 pm

    I went over this site and I believe you have a lot of superb information, saved to bookmarks (:.

  6. Health and Fitness
    April 20, 2018 | 12:51 am

    Hi my friend! I want to say that this post is amazing, great written and come with almost all significant infos. I¡¦d like to see more posts like this .

  7. Home Backyard Design Ideas
    April 20, 2018 | 1:33 am

    I’ve been surfing on-line more than 3 hours lately, yet I by no means found any interesting article like yours. It¡¦s pretty price enough for me. In my opinion, if all site owners and bloggers made excellent content as you probably did, the internet will probably be much more helpful than ever before.

  8. Classic Home Design
    April 20, 2018 | 1:33 am

    Excellent blog right here! Additionally your web site quite a bit up very fast! What web host are you the usage of? Can I get your affiliate hyperlink on your host? I wish my website loaded up as fast as yours lol

  9. School Games Online
    April 20, 2018 | 1:34 am

    I was suggested this web site by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my trouble. You are amazing! Thanks!

  10. Health and Fitness
    April 20, 2018 | 3:45 am

    Thank you so much for providing individuals with an exceptionally memorable chance to discover important secrets from this blog. It really is very awesome and jam-packed with a lot of fun for me and my office acquaintances to visit your site on the least thrice weekly to read through the latest issues you have got. And lastly, we’re usually pleased considering the excellent guidelines served by you. Some 1 ideas in this posting are unquestionably the most suitable I have ever had.

  11. Health and Fitness
    April 20, 2018 | 5:04 am

    Wow, fantastic blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your web site is great, let alone the content!

  12. Health and Fitness
    April 20, 2018 | 5:43 am

    you are actually a just right webmaster. The site loading velocity is amazing. It kind of feels that you are doing any distinctive trick. Also, The contents are masterpiece. you have done a wonderful task on this matter!

  13. Health and Fitness
    April 20, 2018 | 9:00 am

    What i don’t understood is if truth be told how you’re not actually a lot more neatly-liked than you may be now. You are very intelligent. You understand thus significantly when it comes to this matter, produced me individually consider it from a lot of varied angles. Its like men and women aren’t involved except it is something to do with Girl gaga! Your personal stuffs nice. All the time take care of it up!

  14. Health and Fitness
    April 20, 2018 | 11:27 am

    Great blog here! Also your website a lot up fast! What host are you the use of? Can I am getting your affiliate hyperlink for your host? I wish my website loaded up as fast as yours lol

  15. Health and Fitness
    April 20, 2018 | 4:50 pm

    wonderful publish, very informative. I ponder why the opposite experts of this sector do not notice this. You should continue your writing. I am sure, you have a huge readers’ base already!

  16. Health and Fitness
    April 20, 2018 | 8:06 pm

    I¡¦m now not certain where you are getting your information, but great topic. I must spend some time learning more or working out more. Thanks for great information I used to be on the lookout for this information for my mission.

  17. Health and Fitness
    April 20, 2018 | 9:59 pm

    Hiya, I am really glad I have found this info. Nowadays bloggers publish only about gossips and net and this is actually frustrating. A good site with interesting content, that’s what I need. Thanks for keeping this website, I will be visiting it. Do you do newsletters? Cant find it.

  18. Health and Fitness
    April 21, 2018 | 2:06 am

    Thanks for the sensible critique. Me & my neighbor were just preparing to do some research about this. We got a grab a book from our area library but I think I learned more clear from this post. I’m very glad to see such great info being shared freely out there.

Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/five-tips-for-saving-on-your-auto-insurance/trackback/