Fiscal Health Hour – Spend One Hour Improving Your Financial Life

Earlier this week a friend forwarded me the popular New York Times article by Ron Lieber where he outlined a 10-12 hour day he spent improving his financial life.  10-12 hours is a big time commitment for all of us busy young folks, but the message he sent to us should not be lost.

In the spirit of Lieber’s “Fiscal Health Day” I will give you some examples of how to save money and how to earn more by spending only ONE hour thinking about your financial health.  Take your lunch break today or tomorrow and focus on these few things.

Time is ticking, so let’s go!

For the Just Getting Started:

  • Set up a High Yield Savings Account. I know a lot of friends that have been meaning to do this, but just never seem to get around it.  I wrote about setting up one of these accounts here.  It takes almost no time to set one of these accounts up.  If you go with ING Direct (where I am set up) send me a comment and I can send you a referral to net you an extra $25 bonus (the $10 bonus that I receive will be donated to a charity of your choice).  This should take no more than 15 minutes.
  • Head on over toBillShrink and let them optimize your life (credit cards, cell phone bill, etc.).  This service does the hard work for you.  You will be amazed at the kinds of savings you can find on this site.  It won’t take you anywhere near 30 minutes to take advantage of their free service, but you may enjoy their site and want to stick around.  Its also worth checking out their blog titled “Shrinkage is Good”.
  • While you have 15 minutes left in the Fiscal Health Hour, head on over to Vanguard and open up a Roth IRA.  I have outlined the benefits of opening a Roth IRA at a young age here, and since you have some extra time today, there is no excuse not to open yours up and start investing for your future.

For the Fiscally Healthy Looking For a Bit More Savings

  • If you are already fiscally healthy, I still have a way for you to spend your hour, however it won’t be as fun for you as it was for the “just getting started” people.  You need to call up Comcast (or whomever your cable provider is), and sit on hold until you get to someone in the Billing department and negotiate! Tell them, “My plan is just too expensive, I don’t know if I can afford it being this high, and XYZ company is coming into the area with promotions on internet, television, etc.  I would hate to have to cancel my subscription, is there anything you can do for me?”
    • It is likely that you will get forwarded to their retention department immediately.  They will work to knock your plan down $20 or more a month, saving you money.  Unfortunately, this may take a full hour to accomplish.  Don’t get frustrated; if it costs an hour of your time to save over a few hundred dollars a year, it was well worth it, right?

Spending just ONE hour doing each of these tasks will pay great dividends in your future.   Think of how much better you will feel once you are fiscally healthy!

Please also take a look at Ron Lieber’s mini-documentary on his Fiscal Health Day.

If you liked this article, please leave a comment and tell me how these methods worked for you.

7,430 Responses to Fiscal Health Hour – Spend One Hour Improving Your Financial Life
  1. Garnet
    July 16, 2019 | 12:06 am

    Thanks for sharing your thoughts. I truly appreciate your efforts and I am waiting
    for your further write ups thanks once again.

  2. Baccarat Strategies
    July 16, 2019 | 2:40 am

    although internet sites we backlink to below are considerably not connected to ours, we feel they are really worth a go by way of, so possess a look

  3. Hellen
    July 16, 2019 | 2:46 am

    Hi! This is my first visit to your blog!

    We are a group of volunteers and starting a new project in a community in the same niche.
    Your blog provided us useful information to work on. You
    have done a outstanding job!

  4. Kaitlyn
    July 16, 2019 | 5:41 am

    I’m not sure exactly why but this site is loading extremely slow for me.
    Is anyone else having this problem or is it
    a issue on my end? I’ll check back later and see if the problem still exists.

  5. Joycelyn
    July 16, 2019 | 5:49 am

    Thanks for ones marvelous posting! I really enjoyed reading it, you can be a great author.
    I will be sure to bookmark your blog and will eventually come
    back sometime soon. I want to encourage one to continue your great posts, have a nice afternoon!

  6. Penney
    July 16, 2019 | 6:45 am

    I like it when folks get together and share opinions. Great
    website, keep it up!

  7. Tamela
    July 16, 2019 | 10:00 am

    Howdy! Do you use Twitter? I’d like to follow you if that would be okay.
    I’m definitely enjoying your blog and look forward to new updates.

  8. Zapatillas Tierra
    July 16, 2019 | 12:19 pm

    I like the helpful information you provide in your articles. I?ll bookmark your weblog and check again here regularly. I’m quite sure I will learn many new stuff right here! Good luck for the next!

  9. Horace
    July 16, 2019 | 12:39 pm

    Please let me know if you’re looking for a writer for your blog.
    You have some really good articles and I think I would be a good asset.
    If you ever want to take some of the load off, I’d love to write some articles
    for your blog in exchange for a link back to mine.

    Please send me an e-mail if interested. Many thanks!

  10. Megan
    July 16, 2019 | 12:58 pm

    Awesome blog! Is your theme custom made or did you download it from
    somewhere? A theme like yours with a few simple adjustements would really make my blog shine.
    Please let me know where you got your design. Thanks a lot

  11. Zapatillas Trail
    July 16, 2019 | 2:52 pm

    Magnificent goods from you, man. I have understand your stuff previous to and you are just too wonderful. I really like what you have acquired here, certainly like what you are saying and the way in which you say it. You make it enjoyable and you still care for to keep it sensible. I can not wait to read far more from you. This is really a great website.

  12. Bennie
    July 16, 2019 | 7:25 pm

    whoah this weblog is great i like reading your posts. Stay up
    the good work! You recognize, a lot of individuals are hunting round for this
    information, you could aid them greatly.

  13. DavidCOB
    July 16, 2019 | 8:07 pm
  14. Lancerom
    July 16, 2019 | 8:07 pm
  15. Kevin
    July 16, 2019 | 9:08 pm

    Hi there, I found your blog via Google whilst searching for
    a comparable topic, your website got here up, it
    appears good. I’ve bookmarked it in my google bookmarks.
    Hi there, just turned into alert to your blog via Google, and found that it’s
    really informative. I’m going to watch out for brussels.
    I will appreciate when you continue this in future.
    Lots of other folks shall be benefited out of your writing.
    Cheers!

  16. Rocco
    July 16, 2019 | 11:31 pm

    hello!,I love your writing so so much! proportion we keep up a correspondence more about your article on AOL?

    I need an expert in this house to unravel my problem. Maybe
    that’s you! Having a look forward to peer you.

  17. Bud
    July 17, 2019 | 3:26 am

    Good respond in return of this issue with firm arguments and explaining the
    whole thing on the topic of that.

  18. Dominic
    July 17, 2019 | 7:26 am

    I have been surfing online more than three hours these days,
    but I by no means found any fascinating article like yours.
    It is beautiful worth sufficient for me. In my view, if all site owners and bloggers
    made good content as you probably did, the internet will likely be a lot more useful
    than ever before.

  19. hosting
    July 17, 2019 | 9:14 am

    The information and facts talked about in the write-up are a number of the most beneficial readily available

  20. domain
    July 17, 2019 | 9:36 am

    very handful of web-sites that take place to be detailed beneath, from our point of view are undoubtedly nicely worth checking out

Trackbacks/Pingbacks
  1. 먹튀 폴리스
  2. eta new zealand
  3. marketing services austin marketing1on1.com
  4. network marketing jobs
  5. cheap wood
  6. internet marketing services pricing fresno marketing1on1
  7. seo agency colorado springs marketing1on1
  8. scottsdale seo company marketing1on1.com
  9. courier to Nicaragua from Delhi
  10. 베트맨
Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/fiscal-health-hour-spend-one-hour-improving-your-financial-life/trackback/

Fiscal Health Hour – Spend One Hour Improving Your Financial Life

Earlier this week a friend forwarded me the popular New York Times article by Ron Lieber where he outlined a 10-12 hour day he spent improving his financial life.  10-12 hours is a big time commitment for all of us busy young folks, but the message he sent to us should not be lost.

In the spirit of Lieber’s “Fiscal Health Day” I will give you some examples of how to save money and how to earn more by spending only ONE hour thinking about your financial health.  Take your lunch break today or tomorrow and focus on these few things.

Time is ticking, so let’s go!

For the Just Getting Started:

  • Set up a High Yield Savings Account. I know a lot of friends that have been meaning to do this, but just never seem to get around it.  I wrote about setting up one of these accounts here.  It takes almost no time to set one of these accounts up.  If you go with ING Direct (where I am set up) send me a comment and I can send you a referral to net you an extra $25 bonus (the $10 bonus that I receive will be donated to a charity of your choice).  This should take no more than 15 minutes.
  • Head on over toBillShrink and let them optimize your life (credit cards, cell phone bill, etc.).  This service does the hard work for you.  You will be amazed at the kinds of savings you can find on this site.  It won’t take you anywhere near 30 minutes to take advantage of their free service, but you may enjoy their site and want to stick around.  Its also worth checking out their blog titled “Shrinkage is Good”.
  • While you have 15 minutes left in the Fiscal Health Hour, head on over to Vanguard and open up a Roth IRA.  I have outlined the benefits of opening a Roth IRA at a young age here, and since you have some extra time today, there is no excuse not to open yours up and start investing for your future.

For the Fiscally Healthy Looking For a Bit More Savings

  • If you are already fiscally healthy, I still have a way for you to spend your hour, however it won’t be as fun for you as it was for the “just getting started” people.  You need to call up Comcast (or whomever your cable provider is), and sit on hold until you get to someone in the Billing department and negotiate! Tell them, “My plan is just too expensive, I don’t know if I can afford it being this high, and XYZ company is coming into the area with promotions on internet, television, etc.  I would hate to have to cancel my subscription, is there anything you can do for me?”
    • It is likely that you will get forwarded to their retention department immediately.  They will work to knock your plan down $20 or more a month, saving you money.  Unfortunately, this may take a full hour to accomplish.  Don’t get frustrated; if it costs an hour of your time to save over a few hundred dollars a year, it was well worth it, right?

Spending just ONE hour doing each of these tasks will pay great dividends in your future.   Think of how much better you will feel once you are fiscally healthy!

Please also take a look at Ron Lieber’s mini-documentary on his Fiscal Health Day.

If you liked this article, please leave a comment and tell me how these methods worked for you.

7,430 Responses to Fiscal Health Hour – Spend One Hour Improving Your Financial Life
  1. Garnet
    July 16, 2019 | 12:06 am

    Thanks for sharing your thoughts. I truly appreciate your efforts and I am waiting
    for your further write ups thanks once again.

  2. Baccarat Strategies
    July 16, 2019 | 2:40 am

    although internet sites we backlink to below are considerably not connected to ours, we feel they are really worth a go by way of, so possess a look

  3. Hellen
    July 16, 2019 | 2:46 am

    Hi! This is my first visit to your blog!

    We are a group of volunteers and starting a new project in a community in the same niche.
    Your blog provided us useful information to work on. You
    have done a outstanding job!

  4. Kaitlyn
    July 16, 2019 | 5:41 am

    I’m not sure exactly why but this site is loading extremely slow for me.
    Is anyone else having this problem or is it
    a issue on my end? I’ll check back later and see if the problem still exists.

  5. Joycelyn
    July 16, 2019 | 5:49 am

    Thanks for ones marvelous posting! I really enjoyed reading it, you can be a great author.
    I will be sure to bookmark your blog and will eventually come
    back sometime soon. I want to encourage one to continue your great posts, have a nice afternoon!

  6. Penney
    July 16, 2019 | 6:45 am

    I like it when folks get together and share opinions. Great
    website, keep it up!

  7. Tamela
    July 16, 2019 | 10:00 am

    Howdy! Do you use Twitter? I’d like to follow you if that would be okay.
    I’m definitely enjoying your blog and look forward to new updates.

  8. Zapatillas Tierra
    July 16, 2019 | 12:19 pm

    I like the helpful information you provide in your articles. I?ll bookmark your weblog and check again here regularly. I’m quite sure I will learn many new stuff right here! Good luck for the next!

  9. Horace
    July 16, 2019 | 12:39 pm

    Please let me know if you’re looking for a writer for your blog.
    You have some really good articles and I think I would be a good asset.
    If you ever want to take some of the load off, I’d love to write some articles
    for your blog in exchange for a link back to mine.

    Please send me an e-mail if interested. Many thanks!

  10. Megan
    July 16, 2019 | 12:58 pm

    Awesome blog! Is your theme custom made or did you download it from
    somewhere? A theme like yours with a few simple adjustements would really make my blog shine.
    Please let me know where you got your design. Thanks a lot

  11. Zapatillas Trail
    July 16, 2019 | 2:52 pm

    Magnificent goods from you, man. I have understand your stuff previous to and you are just too wonderful. I really like what you have acquired here, certainly like what you are saying and the way in which you say it. You make it enjoyable and you still care for to keep it sensible. I can not wait to read far more from you. This is really a great website.

  12. Bennie
    July 16, 2019 | 7:25 pm

    whoah this weblog is great i like reading your posts. Stay up
    the good work! You recognize, a lot of individuals are hunting round for this
    information, you could aid them greatly.

  13. DavidCOB
    July 16, 2019 | 8:07 pm
  14. Lancerom
    July 16, 2019 | 8:07 pm
  15. Kevin
    July 16, 2019 | 9:08 pm

    Hi there, I found your blog via Google whilst searching for
    a comparable topic, your website got here up, it
    appears good. I’ve bookmarked it in my google bookmarks.
    Hi there, just turned into alert to your blog via Google, and found that it’s
    really informative. I’m going to watch out for brussels.
    I will appreciate when you continue this in future.
    Lots of other folks shall be benefited out of your writing.
    Cheers!

  16. Rocco
    July 16, 2019 | 11:31 pm

    hello!,I love your writing so so much! proportion we keep up a correspondence more about your article on AOL?

    I need an expert in this house to unravel my problem. Maybe
    that’s you! Having a look forward to peer you.

  17. Bud
    July 17, 2019 | 3:26 am

    Good respond in return of this issue with firm arguments and explaining the
    whole thing on the topic of that.

  18. Dominic
    July 17, 2019 | 7:26 am

    I have been surfing online more than three hours these days,
    but I by no means found any fascinating article like yours.
    It is beautiful worth sufficient for me. In my view, if all site owners and bloggers
    made good content as you probably did, the internet will likely be a lot more useful
    than ever before.

  19. hosting
    July 17, 2019 | 9:14 am

    The information and facts talked about in the write-up are a number of the most beneficial readily available

  20. domain
    July 17, 2019 | 9:36 am

    very handful of web-sites that take place to be detailed beneath, from our point of view are undoubtedly nicely worth checking out

Trackbacks/Pingbacks
  1. 먹튀 폴리스
  2. eta new zealand
  3. marketing services austin marketing1on1.com
  4. network marketing jobs
  5. cheap wood
  6. internet marketing services pricing fresno marketing1on1
  7. seo agency colorado springs marketing1on1
  8. scottsdale seo company marketing1on1.com
  9. courier to Nicaragua from Delhi
  10. 베트맨
Leave a Reply


Wanting to leave an <em>phasis on your comment?

Trackback URL http://mynextbuck.com/fiscal-health-hour-spend-one-hour-improving-your-financial-life/trackback/