Category Archives: Savings

Preventative Measures: 5 Tips for Staying Healthy and Saving

This guest post is contributed by Olivia Coleman, who writes on the topics of online colleges and universities.  She welcomes your comments at her email Id: olivia.coleman33 @gmail.com. As discussed often on My Next Buck before, collecting a substantial emergency fund is an essential component of financial responsibility, simply because we have no idea what life could throw […]

Read the full article »

Where Should You Be Focusing Your Money

One of the reasons I titled this site My Next Buck was because I wanted to keep track of where my next dollar was going. Was it being spent on food, drinks, or put into a savings account?  While this is important for me, there are some ways to take what I am trying to […]

Read the full article »

72 Ways to Save Money on Electricity Without Spending a Cent

Today features an AMAZING guest post by my friend Fred Schebesta. Fred writes about saving money at Savings Account Finder, he focuses on helping people  find, compare and apply online for savings accounts to put their hard earned money away. Earning extra interest for people makes him happy! Saving on your electricity can be as […]

Read the full article »

Giving Away Free Money! Anyone? Bueller? Anyone?

For the past 6 months, I have talked to scores of people, mostly in real life, and have tried to give them free money.  None of them have accepted.  Not one!  What I am talking about today is the ING Direct $25 Referral Bonus.  If you sign up for an ING account after a friend […]

Read the full article »

From Red, to Black, to Red Again – My Net Worth

While planning for my August Cash Flow Recap, I noticed something a couple of days ago.  I have a positive net worth for the first time since I have actually cared about money.  This of course has some caveats as a big chunk of my liquid assets was from my car insurance settlement.  However, until […]

Read the full article »

Lies, Damn Lies, and Statistics

In this first column, I would like to touch on a statistical number that is grossly misrepresented in the pop media, how it should be interpreted, and how to apply a new understanding what it means to your personal finance planning.

Read the full article »

On My Way to Becoming a Millionaire

After discussing the errors of my past yesterday, I think it is important to highlight my future prospects. Today I declare that I am officially joining J. Money’s Million Dollar Club. I was walking in DC last week, listening to the audio book of The Millionaire Next Door when I spontaneously broke out smiling.  The […]

Read the full article »

Look For Other Ways for Your Job To Pay You

When looking for an employer or while at your current employer there is value spent at looking into your full benefits package.  There are the obvious benefits, health insurance, 401(K) matching (which isn’t a benefit unless you take part in it… so get on that if you haven’t!), paid time off, etc.  However, there are […]

Read the full article »

Get $100 Free by Starting to Save & My Credit Score Update

Start Saving – Get $100 Free I was forwarded a link over the weekend that I wanted to share with everyone.  TD Ameritrade is offering a unique promotion that will give its customers a Free $100 for signing up and continually depositing money into their non-retirement savings account.  You can see the promotion details here. […]

Read the full article »

You Don't Need an Emergency Fund

I definitely don’t expect everyone to agree with me about the necessity of an emergency fund, but please remember I am only advocating this strategy as an alternative to younger adults who could be boosting their savings in the years when an emergency is least likely to happen. I personally don’t have an emergency fund set up.

Read the full article »

7 (not exactly) Smart Places to Stash Your Cash

On the metro this morning I saw a gentleman reading the Wall Street Journal. I politely asked to borrow the section with an article headline that caught my eye: 7 Smart Places to Stash Your Cash.

I should mention that once the gentleman gave me the section I realized that the entire page was one big advertisement for buying US Coins and armored safes. The page was disguised to look like a legitimate news article in the journal (go check it out – page A7 in today’s WSJ) but clearly, further investigation was necessary.

Read the full article »

Optimizing My Own Accounts – Making My Money Work for Me

Friday’s discussion was about making your money work for you with high-yield savings accounts.  Today, I will go through all of my own personal accounts and the benefits that each offer their customers (I will even touch on what funds I have invested in).  You can use my accounts as a guide for making your […]

Read the full article »

Start Making Your Money Work For You – Open a High-Yield Savings Account

How much interest is your money in your bank account earning?  Do you know the percentage?  Odds are its some fraction of a percent that isn’t worth recognizing or remembering.  This is where economists freak out, because many of us aren’t acting as rational entities and aren’t maximizing our wealth/earning potential via the resources that […]

Read the full article »

Responsibility is Sexy – Positioning Yourself Better in the Dating Market

Things drastically change after high school and after college.  All of a sudden we are thrown into the real world and we are faced with modern day Darwinism, known as capitalism.  The things we look for in a partner change drastically as well, especially for young adults in large urban areas. I was reminded of […]

Read the full article »

Save 8% of your Annual Income & The Two Paycheck Method

How would you like to save nearly 8% of your income a year without changing any of your behaviors on a monthly basis (except for filtering money into your savings account)?  The process sounds simple, and the process is simple.   All it takes is thinking about your paychecks differently. Most people get paid bi-weekly.  For […]

Read the full article »

Category Archives: Savings

Preventative Measures: 5 Tips for Staying Healthy and Saving

This guest post is contributed by Olivia Coleman, who writes on the topics of online colleges and universities.  She welcomes your comments at her email Id: olivia.coleman33 @gmail.com. As discussed often on My Next Buck before, collecting a substantial emergency fund is an essential component of financial responsibility, simply because we have no idea what life could throw […]

Read the full article »

Where Should You Be Focusing Your Money

One of the reasons I titled this site My Next Buck was because I wanted to keep track of where my next dollar was going. Was it being spent on food, drinks, or put into a savings account?  While this is important for me, there are some ways to take what I am trying to […]

Read the full article »

72 Ways to Save Money on Electricity Without Spending a Cent

Today features an AMAZING guest post by my friend Fred Schebesta. Fred writes about saving money at Savings Account Finder, he focuses on helping people  find, compare and apply online for savings accounts to put their hard earned money away. Earning extra interest for people makes him happy! Saving on your electricity can be as […]

Read the full article »

Giving Away Free Money! Anyone? Bueller? Anyone?

For the past 6 months, I have talked to scores of people, mostly in real life, and have tried to give them free money.  None of them have accepted.  Not one!  What I am talking about today is the ING Direct $25 Referral Bonus.  If you sign up for an ING account after a friend […]

Read the full article »

From Red, to Black, to Red Again – My Net Worth

While planning for my August Cash Flow Recap, I noticed something a couple of days ago.  I have a positive net worth for the first time since I have actually cared about money.  This of course has some caveats as a big chunk of my liquid assets was from my car insurance settlement.  However, until […]

Read the full article »

Lies, Damn Lies, and Statistics

In this first column, I would like to touch on a statistical number that is grossly misrepresented in the pop media, how it should be interpreted, and how to apply a new understanding what it means to your personal finance planning.

Read the full article »

On My Way to Becoming a Millionaire

After discussing the errors of my past yesterday, I think it is important to highlight my future prospects. Today I declare that I am officially joining J. Money’s Million Dollar Club. I was walking in DC last week, listening to the audio book of The Millionaire Next Door when I spontaneously broke out smiling.  The […]

Read the full article »

Look For Other Ways for Your Job To Pay You

When looking for an employer or while at your current employer there is value spent at looking into your full benefits package.  There are the obvious benefits, health insurance, 401(K) matching (which isn’t a benefit unless you take part in it… so get on that if you haven’t!), paid time off, etc.  However, there are […]

Read the full article »

Get $100 Free by Starting to Save & My Credit Score Update

Start Saving – Get $100 Free I was forwarded a link over the weekend that I wanted to share with everyone.  TD Ameritrade is offering a unique promotion that will give its customers a Free $100 for signing up and continually depositing money into their non-retirement savings account.  You can see the promotion details here. […]

Read the full article »

You Don't Need an Emergency Fund

I definitely don’t expect everyone to agree with me about the necessity of an emergency fund, but please remember I am only advocating this strategy as an alternative to younger adults who could be boosting their savings in the years when an emergency is least likely to happen. I personally don’t have an emergency fund set up.

Read the full article »

7 (not exactly) Smart Places to Stash Your Cash

On the metro this morning I saw a gentleman reading the Wall Street Journal. I politely asked to borrow the section with an article headline that caught my eye: 7 Smart Places to Stash Your Cash.

I should mention that once the gentleman gave me the section I realized that the entire page was one big advertisement for buying US Coins and armored safes. The page was disguised to look like a legitimate news article in the journal (go check it out – page A7 in today’s WSJ) but clearly, further investigation was necessary.

Read the full article »

Optimizing My Own Accounts – Making My Money Work for Me

Friday’s discussion was about making your money work for you with high-yield savings accounts.  Today, I will go through all of my own personal accounts and the benefits that each offer their customers (I will even touch on what funds I have invested in).  You can use my accounts as a guide for making your […]

Read the full article »

Start Making Your Money Work For You – Open a High-Yield Savings Account

How much interest is your money in your bank account earning?  Do you know the percentage?  Odds are its some fraction of a percent that isn’t worth recognizing or remembering.  This is where economists freak out, because many of us aren’t acting as rational entities and aren’t maximizing our wealth/earning potential via the resources that […]

Read the full article »

Responsibility is Sexy – Positioning Yourself Better in the Dating Market

Things drastically change after high school and after college.  All of a sudden we are thrown into the real world and we are faced with modern day Darwinism, known as capitalism.  The things we look for in a partner change drastically as well, especially for young adults in large urban areas. I was reminded of […]

Read the full article »

Save 8% of your Annual Income & The Two Paycheck Method

How would you like to save nearly 8% of your income a year without changing any of your behaviors on a monthly basis (except for filtering money into your savings account)?  The process sounds simple, and the process is simple.   All it takes is thinking about your paychecks differently. Most people get paid bi-weekly.  For […]

Read the full article »