Category Archives: Credit Cards

Top Tips For First Time Credit Card Applicants

When it comes to applying for a credit card, there’s a lot of information you should make yourself aware of. Ignorance can be bliss in a number of circumstances, but not when it comes to your credit history, and your chances of being accepted for your first credit card. If you don’t do your homework, […]

Read the full article »

Much Can Go Wrong in Opening a Credit Card for the Wrong Reasons

What makes a credit card or a charge card popular? Rewards, minimal fees and low interest rates sure have something to do with it. Good marketing and a reputation for excellent customer service can play an important role as well. But what about a myth or misinterpretation? Could the promise of a feature not truly […]

Read the full article »

Do You Really Need a Credit Card?

Today is a guest post from personal finance writer, Alban.  He offers tips on how to use credit cards effectively and helps people to compare the best credit cards online. Having a credit card is something that many people simply take for granted as a necessity.  However, a credit card can in reality cost you […]

Read the full article »

The Ex, the Friend w/ Benefits, and the Long Term Relationship – My Credit Cards

Some people have had a rough go of it with their credit cards.  I feel bad for them as I have been so fortunate.  I know there are plenty of fish in the sea, and for some it takes them a dozen or so cards until they find  the one that they would even consider […]

Read the full article »

The Best Credit Card to Help You Get Out of Debt

(Prior to reading this article, I want my readers to know this article is based solely on my opinion and that I am NOT being paid or persuaded to endorse this specific card.) A lot of bloggers are reluctant to pick one thing and say it’s the “best”. Often times they say, “Here are three […]

Read the full article »

Personal Finance Hour Tonight – Jim (smart guy) Debates with Baker (not-so-smart guy) about Cash vs. Credit Cards

Tonight is looking like its going to be a great night and I want you all to take part in it with me.  This evening at 6pm EST Baker from Man vs. Debt will be joining Jim from Bargaineering.com on the Personal Finance Hour to have a debate about a big personal finance issue – […]

Read the full article »

Learn About Your Credit Score – A Quick Guide

An informative episode of the Personal Finance Hour this week has me thinking about credit scores.  There will be my recap of the most recent episode posted on the PFH’s website later on today/tomorrow but I wanted to share some information with the readers of this site that I thought would have value. Credit score […]

Read the full article »

Optimizing My Own Accounts – Making My Money Work for Me

Friday’s discussion was about making your money work for you with high-yield savings accounts.  Today, I will go through all of my own personal accounts and the benefits that each offer their customers (I will even touch on what funds I have invested in).  You can use my accounts as a guide for making your […]

Read the full article »

How I attacked my $10,000 Credit Card Debt

Today’s post is about the strategy I used to get myself out of credit card debt.  Eight months ago I had almost $10,000 of consumer debt.  I knew that January 1st was going to be when I had my personal financial revolution but getting to that date was beginning to become overwhelming. I had a […]

Read the full article »

Credit Card Rewards – They are Trying to Trick Us

Over the past six months I have been a man on a mission. I have cut costs, increased income, been frugal (borderline cheap at times), and watched every cent I have spent. I have automated my accounts. I have optimized my accounts to make sure my money was working for me. The last step, and […]

Read the full article »

Category Archives: Credit Cards

Top Tips For First Time Credit Card Applicants

When it comes to applying for a credit card, there’s a lot of information you should make yourself aware of. Ignorance can be bliss in a number of circumstances, but not when it comes to your credit history, and your chances of being accepted for your first credit card. If you don’t do your homework, […]

Read the full article »

Much Can Go Wrong in Opening a Credit Card for the Wrong Reasons

What makes a credit card or a charge card popular? Rewards, minimal fees and low interest rates sure have something to do with it. Good marketing and a reputation for excellent customer service can play an important role as well. But what about a myth or misinterpretation? Could the promise of a feature not truly […]

Read the full article »

Do You Really Need a Credit Card?

Today is a guest post from personal finance writer, Alban.  He offers tips on how to use credit cards effectively and helps people to compare the best credit cards online. Having a credit card is something that many people simply take for granted as a necessity.  However, a credit card can in reality cost you […]

Read the full article »

The Ex, the Friend w/ Benefits, and the Long Term Relationship – My Credit Cards

Some people have had a rough go of it with their credit cards.  I feel bad for them as I have been so fortunate.  I know there are plenty of fish in the sea, and for some it takes them a dozen or so cards until they find  the one that they would even consider […]

Read the full article »

The Best Credit Card to Help You Get Out of Debt

(Prior to reading this article, I want my readers to know this article is based solely on my opinion and that I am NOT being paid or persuaded to endorse this specific card.) A lot of bloggers are reluctant to pick one thing and say it’s the “best”. Often times they say, “Here are three […]

Read the full article »

Personal Finance Hour Tonight – Jim (smart guy) Debates with Baker (not-so-smart guy) about Cash vs. Credit Cards

Tonight is looking like its going to be a great night and I want you all to take part in it with me.  This evening at 6pm EST Baker from Man vs. Debt will be joining Jim from Bargaineering.com on the Personal Finance Hour to have a debate about a big personal finance issue – […]

Read the full article »

Learn About Your Credit Score – A Quick Guide

An informative episode of the Personal Finance Hour this week has me thinking about credit scores.  There will be my recap of the most recent episode posted on the PFH’s website later on today/tomorrow but I wanted to share some information with the readers of this site that I thought would have value. Credit score […]

Read the full article »

Optimizing My Own Accounts – Making My Money Work for Me

Friday’s discussion was about making your money work for you with high-yield savings accounts.  Today, I will go through all of my own personal accounts and the benefits that each offer their customers (I will even touch on what funds I have invested in).  You can use my accounts as a guide for making your […]

Read the full article »

How I attacked my $10,000 Credit Card Debt

Today’s post is about the strategy I used to get myself out of credit card debt.  Eight months ago I had almost $10,000 of consumer debt.  I knew that January 1st was going to be when I had my personal financial revolution but getting to that date was beginning to become overwhelming. I had a […]

Read the full article »

Credit Card Rewards – They are Trying to Trick Us

Over the past six months I have been a man on a mission. I have cut costs, increased income, been frugal (borderline cheap at times), and watched every cent I have spent. I have automated my accounts. I have optimized my accounts to make sure my money was working for me. The last step, and […]

Read the full article »