Being a student can be a challenge. Not only are you likely to be living away from home for the first time and tackling big intellectual issues as part of your degree, but you also have that other thing to take care of… whisper it… finances. University can be tough on your bank account and [...]
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Student Health in 2012
The state of health in 2012 is a good one. We will only continue to improve our health in numerous forms – how we exercise, how we eat, and how we make ourselves happier. The data and information that fuels that only continues to improve – showing exactly why our life expectancy continues to improve [...]
Is It The Right Time To Buy A Home?
Refinancing rates have gone through a steady state of turmoil in the last few months. After dropping to all new lows month over month, increasing economic data has begun to show that they have an upward trend that may only continue in the next few years. The Mortgage Bankers Association (MBA) predicts a heavy downward [...]
A quick guide to money markets
Money market accounts are a popular type of investment vehicle because they combine two important things: good interest rates and high liquidity. With a money market account, you can tuck money away to grow for a large purchase, as a rainy-day fund, a down payment on a home, or any other reason. With many banks, [...]
Budgeting for college
Going to college is a big step in life and, like all big steps it can be both exciting and nerve wracking simultaneously. The exciting part is meeting new people, living away from home – perhaps for the first time – and gaining independence alongside a valuable qualification. On the other hand, independent living brings [...]
Saving Money On the Cost of Education
It’s no secret that getting an education isn’t cheap these days. With already-high tuition costs rising far faster than inflation, getting an advanced degree has become an exceedingly difficult proposition for the average young adult. But there’s a catch-22 at work here: while attaining a degree may saddle you with student loans for years to [...]
The Lowdown on Home Loans
What is a Home Loan? The purchase of a property might represent the single most valuable asset a person acquires in their lifetime. If that property is a home, then it is highly likely that a home loan will be needed to make the investment possible. Loans are not unfamiliar territory – finance is often [...]
Budgeting when a student
There is naturally great excitement when starting at college or university. It presents the chance to meet new people, move to a new place and enthusiastically start your studies. However, one of the biggest questions on a student’s mind is, “how am I going to survive financially?” Here are some useful tips on what to [...]
Key Account Management
Traditional sales methods have undergone such a significant evolution in recent years that it could plausibly be claimed that we are now in a new era – the age of Key Account Management (or KAM). KAM may be more complex than the sales techniques which preceded it, but it has far greater potential and reach. [...]
How Being Physically Fit Helps Improve Personal Finance
There’s no doubt about it, proper diet and plenty of exercise leads to a improved quality of life. But in addition to the obvious health benefits, eating less and working out more can actually help you save a decent amount of money as well. Just consider the following five ways such a switch to a [...]
How Much is Your Body Worth?
Selling your organs and other body parts is illegal but it does beg the question; how much could you get for your various bits if it wasn’t? Inspired by this post written by Brian, I decided to try and find out. I’ve only included the parts which could be donated by the living, as you [...]
8 Ways to Save Money and Be Healthier This Year
There are any number of reasons you could have for wanting to save money. Perhaps you’re saving for a honeymoon, a new computer, adjustable rate mortgage loans or ARM mortgages. Many people are simply looking to square away money for future savings. Either way, there are many simple strategies to build for the future in [...]
Selling a kid or a kidney – Which is the better business model?
A few years back a friend who had just recently been married was wrestling with the to have or not to have kids question. Knowing that I had collected several of these critters myself, she asked my thoughts on the risks and rewards that come along with being a parent. Our discussion was almost exclusively in terms [...]
Five money-saving ideas for parents
There are all sorts of estimates as to how much it costs to raise our kids these days, but it’s widely agreed to be in the hundreds of thousands of dollars. Of course, most parents are on a budget – but even so, a few savings here and there can soon add up, so try [...]
